My IFA requires my Grove solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Grove branch but they cant find it on their system.
You are best placed to get this information from your Grove conveyancing practitioner . They keep a central record lender panel numbers.
My wife and I are getting closer to an exchange on a house in Grove and my parents have sent the 10% deposit to my solicitor. I am now informed that as the deposit has not come from me my conveyancer needs to disclose this to my lender. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I advised the lender about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
Your conveyancer is obliged to check with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Completed the sale of my flat in Grove last October yet the purchaser is whats apping daily to say his conveyancer is waiting to hear from myconveyancer. What are the post completion sale formalities following completion?
Following your house sale your lawyer should send the transfer documentation and all supplemental paperwork to the purchaser's solicitors. If applicable, your lawyer should also evidence that the home loan has been repaid to the purchasers solicitors. There is unlikely to be post completion steps specific conveyancing in Grove.
Due to the input of my in-laws I had a survey completed on a property in Grove ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks may not grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you e-mail us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Grove. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the words conveyancing in Grove it shows results of many conveyancersin the vicinity. How do I determine which is the suitable solicitor for the sale of my house?
The best method of choosing a suitable conveyancer is via personal testimonial, so seek the guidance of colleagues and those you trust who have acquired a property in Grove or a local estate agent or mortgage broker. Charges for conveyancing in Grove differ, so it's a good idea to obtain at least four costs illustrations from varying types of solicitors. Dont forget to clarify that the costs are guaranteed not to rise.
Is there a reason that Grove conveyancing fees are more expensive for leasehold and freehold properties?
Inevitably there is more work necessary in leasehold conveyancing. Grove has many leasehold properties. There is more hours involved in the purchase: for example, the lease and leasehold information (including up to date service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.