I have given 8 weeks notice to my current landlord and must leave my rented property in Clarborough by the end of next month. Conveyancing on my purchase has just started. Can I complete in 5 weeks as I wish to avoid having to move into temporary accommodation?
The normal practice is not to provide notice on a rental unless you have exchanged. Assuming that you have not previously done so, speak to your solicitor and request that they apply pressure on the sellers lawyers, try to a target completion date that everyone will look to achieve
Can your site be used to find a Conveyancing solicitor in Clarborough even if I’m not purchasing or selling a house, for instance if I wish to buy an office in Clarborough with a loan from Birmingham Midshires?
The service is predominantly used to help choose residential conveyancing solicitors in Clarborough but we have set out towards the end of this page some Clarborough commercial conveyancing firms. You will need to speak with the firm directly to see if they can also act for Birmingham Midshires
I am purchasing a new build flat in Clarborough. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Clarborough you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Clarborough.
I have decided to exercise my right to buy my property in Clarborough off the council. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I can not fathom if my bank requires a lease extension. I have telephoned my Clarborough bank branch on a couple of occasions and was told it does not affect the mortgage offer and they will lend. My Clarborough conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their published requirements. Who do I believe?
Provided that the solicitor is on the mortgage company approved list, she or he must comply with the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I recently had an offer accepted on a house in Clarborough. My financial adviser pressured me to appoint their conveyancer. I paid an advanced payment of £225. A few days later, the lawyer called me embarrassingly acknowledging that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I'm buying my first flat in Clarborough with a mortgage from Accord Mortgages Ltd. The builders refused to move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my conveyancer about the side-deal as it will impact my loan with Accord Mortgages Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I was pointed in your direction by numerous selling agents in Clarborough to locate a solicitor using your seach tool. Is there a financial upside for Estate Agents to recommend your lawyers rather than another?
We don’t give any referral fee for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.