Completed the sale of my flat in Boscastle last September yet the purchaser is texting every few hours to say their conveyancer needs to hear from mine. What should my lawyer have done following completion?
After completion of your house sale your lawyer is committed to forward the transfer documentation and all of the paperwork to the buyer’s lawyers. If applicable, your solicitor must also confirm that the home loan has been repaid to the purchasers solicitors. There are no post completion steps just for conveyancing in Boscastle.
We just had an offer accepted to buy with Melton Mowbray Building Society. We have called around locally yet am struggling to find a Boscastle conveyancing firm on the Melton Mowbray Building Society panel. Please you assist?
Feel free to make use of the find a lender approved solicitor tool on this page. Pick the mortgage company and type Boscastle or your location and you will see numerous conveyancers located in Boscastle or by proximity to you.
This question may be naive but I am unexperienced as FTB of a two bedroom flat in Boscastle. Do I collect the keys to the property on completion from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Boscastle?
On the day of completion you will not be required to attend the conveyancers office in Boscastle. Your solicitors will arrange to send the completion advance to the vendor’s conveyancers, and once they have received this, you should be invited to collect the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.
I have paid off my mortgage with Virgin Money. I assume I don't need a Boscastle conveyancer on the Virgin Money panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
The mortgage over my property is with Clydesdale for my property in Boscastle. Conveyancing was finalised 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?
Your original mortgage agreement with Clydesdale will provide that you need their approval in advance of renting your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel solicitor.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who handled the conveyancing in Boscastle 4 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to have the physical original deeds to establish that you are the registered proprietor of land or premises, as the Land Registry hold details of all registered land or property electronically.
About to purchase a new build flat in Boscastle. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Boscastle
-
The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared.
Is it best to go with a Boscastle conveyancing lawyer who is local to the property I am hoping to buy? We have a good friend who can execute the legal formalities however they are based 300miles drive away.
The primary upside of using a high street Boscastle conveyancing practice is that you can drop in to execute documents, deliver your ID and pester them where appropriate. Having local Boscastle know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and they were content that should surpass using an unknown Boscastle conveyancing lawyer just because they are Boscastle based.