My husband and I are purchasing property in Blaenavon. My Solicitor has never been on on the lender solicitor list. Am I still permitted to appoint my Blaenavon conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel of approved conveyancing solicitors?
You have numerous alternatives available to you here
- Complete the purchase with your preferred Blaenavon solicitor but your bank will undoubtedly appoint a conveyancer on their approved list. This will result in additional cost and potential frustration.
- Choose a fresh lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your solicitor to pull out all the stops to join the lender’s panel of solicitors
We are planning to acquire a flat and need a conveyancing solicitor in Blaenavon who is on the Lloyds solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Blaenavon.
My home in Blaenavon is up for sale and I have a buyer. Does the lawyer need to be required to be on the Lloyds conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Lloyds conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
My bid for a property was accepted at auction in Blaenavon. Conveyancing is necessary. What are my next steps?
Given that you are now legally committed yourself to purchase you now have to appoint a conveyancing lawyer as a matter of priority as you now have a tight a fixed date to complete the transaction. Every auction property will ordinarily have a bespoke auction set of papers. This will include evidence of title and search results. If you have purchased leasehold property the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You should hand this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are in order to complete the transaction on the set completion date.
We previously chose conveyancers located in Blaenavon on the Kent Reliance solicitor approved list. They are now charging me a further amount for handling the Kent Reliance mortgage. Is this a supplemental conveyancing fee set by Kent Reliance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your property lawyer can charge a fee for this. This charge is not dictated by Kent Reliance but by your Blaenavon conveyancer. Numerous firms on the Kent Reliance panel will charge an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
Two weeks ago we had a mortgage agreed in principle with Virgin Money. Blaenavon conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
Some lenders take longer than others. Have Virgin Money conducted the valuation? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I'm converting the mortgage on my current property to a BTL mortgage with Clydesdale and intend to use the remaining equity as a deposit on another house. The neighborhood we are looking at is Blaenavon. Will your solicitors be able to act for the two lenders and tie in the conveyances?
Make use of our comparison tool on this site to be sure that the solicitors are approved by both lenders. Assuming that they are your solicitor will be able to simultaneously deal with the two transactions but you should talk with you lawyer and make apparent your expectations and requirements.
Why am I unable to complete our conveyancing in Blaenavon on May bank holiday?
Because on completion the money will pass between the banks of the purchaser and seller's lawyer and at present this can only take place on a working day. It is not possible to complete on a weekend either.