Rooftop Mortgages Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Rooftop Mortgages and to assist in remaining on the Rooftop Mortgages Solicitors Panel.

Looking for information about your firm's panel status?

How does my firm apply to be on the Rooftop Mortgages Solicitors Panel?

Learn How

How can my firm be reinstated onto the Rooftop Mortgages Solicitors Panel?

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Rooftop Mortgages Solicitor Panel: Recently Asked Questions

Is it possible that Rooftop Mortgages will assign a different lawyer on the Rooftop Mortgages conveyancing panel for a further advance during the lifetime of a mortgage?

Section 16.2.1 of the UK Finance Lenders’ Handbook relevant to a solicitor on the Rooftop Mortgages conveyancing panel reads ‘Our mortgage secures further advances. Consequently, when a further advance is required for alterations or improvements to the property we will not normally instruct a member of our conveyancing panel but if you are instructed the appropriate provisions of this Handbook will apply’.

Can you suggest any advice if we wish to appeal being removed from the Rooftop Mortgages solicitor panel?

Should you firm be removed from the Rooftop Mortgages conveyancing panel and you are unaware of or disagree with the reasons for your removal you should: (a) Contact Rooftop Mortgages directly. (b) If there is an appeals process detailed on your letter you should follow the process.

In appealing a decision by Rooftop Mortgages, it may be useful to provide the following information:

Full disclosure of your firm’s transaction history
Your COMPLETIONmonitor reports, assuming you use the Lexsure software
Your recent claims history
Full details of all employees in your practice and their position.
Note down if a solicitor has been admitted to the role on completion of the Qualified Lawyers Transfer Test.
Supply duplicate practising certificates, the firm's current PII schedule and your accountant's certificate, calculating the percentage of the firm's gross fee income is resulting from residential conveyancing

On appeal some solicitors have been able to regain membership to panels notwithstanding the policy by the respective lenders to refuse panel membership to firms with certain profiles or characteristics. The success is primarily due to the firms’ ability to persuade the lender to make an exception if there is sufficient evidence to reassure them that the firm is well risk-managed.

Do you have any idea what Lenders such as Rooftop Mortgages are asking for when it comes to applying to be on their approved conveyancing panel?

Although not necessarily published, lenders have varying criteria . We do not hold specific requirements relating to the questions raised as part of the application to be on the Rooftop Mortgages conveyancing panel. Typically lenders need to have full knowledge of a firm including (but not limited to):

purchase and remortgage)

Charge registration history

Full career history for each licensed conveyancer including registration date with Council of Licensed Conveyancers

Whether any lender has ever made a claim against the firm’s PII cover

Summary of annual accounts

Whether the firm has ever knowingly accepted instructions on transactions involving Sale and Rent Back, Back to Back, Exchange and Delayed Completion and Lease Option, Below Market Value.

List of fee-earners who are foreign qualified

Full disciplinary history for each licensed conveyancer

and Conveyancing Quality Scheme

Structure of firm and, where applicable, its group

I noticed the following question on my PI renewal form this year ‘Has your Firm been asked by a lender to agree to more onerous terms and conditions than provided for in the UK Finance Lenders’ Handbook?’ My firm is on the majority of bank panels including the Rooftop Mortgages conveyancing panel. We have Terms and Conditions of appointment which we are duty bound to comply with. Am I supposed to mention these Terms ?

The key here is the caveat ‘more onerous’. You have to try and take an objective view as to whether the Terms relating to the Rooftop Mortgages conveyancing appointment (or other terms for other lenders) are ‘more onerous’ than the UK Finance Lenders’ Handbook Conditions. Depending on the Terms you may need to provide details on your renewal form. If you are in any doubt please call your broker to discuss before completing the answer.

My partners and I run a small firm on the Rooftop Mortgages conveyancing panel. Do you have ideas as to how we can market our firm as specialists in conveyancing in Hendon on the Rooftop Mortgages panel?

8 consumers search for a conveyancer on the Rooftop Mortgages panel every 4 weeks in Hendon. Please contact the team at lenderpanel.com to see how your firm can be identified by those searching for conveyancing in Hendon.

Our firm had their Rooftop Mortgages panel membership suspended but we have not yet been given a reason as to why. I am completing a CQS renewal questionnaire what details should I put forward?

In this situation please clarify on the form what steps you have taken to discover the reasons behind cancellation of your Rooftop Mortgages panel membership. In particular please provide details if you have received communications from the lender. E.G. before cessation of your panel membership did you receive any letters or calls from the lender advising you as to their reasons?

My firm is listed on the Rooftop Mortgages conveyancing panel and due to complete a purchase shortly. My papers do not include a Mortgage Deed for the client to execute. Who do I contact at Rooftop Mortgages to request substitute deeds?

You would be advised to get in touch with Rooftop Mortgages to obtain standard documents. The CML Handbook incorporates a specific inquiry for banks to cite who to contact to obtain standard documents. Rooftop Mortgages in their Part 2’s state:

Always remember to disclose your Rooftop Mortgages solicitors panel reference.

Find a Lawyer on the Rooftop Mortgages Solicitors Panel

Average number of days to register title including a charge in favour of Rooftop Mortgages

This information relates to purchase only and not remortgages.

Year	Days*
2025	[no data]
2024	[no data]
2023	[no data]
2022	[no data]
2021	[no data]
2020	[no data]

* Data aggregated from sources including COMPLETIONmonitor

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