Rooftop Mortgages Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Rooftop Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Rooftop Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
My wife and I are soon to submit for our first mortgage application with Rooftop Mortgages. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Rooftop Mortgages in my wife’s name only?
I am finding the process of looking for a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
How can I make myself more attractive to a lender such as Rooftop Mortgages when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
Were I to inform Rooftop Mortgages that I’m contracting, are they likely to charge me a higher rate on my home loan?
I don't know whether Rooftop Mortgages are in the business of issuing contractor mortgages but if they do how does a Rooftop Mortgages contractor mortgage differ from a traditional home loan?
The above information is in relation to properties in England and Wales.
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