Looking for information about your firm's panel status?
Bradford & Bingley Solicitor Panel: Recently Asked Questions
my firm is on the Bradford & Bingley conveyancing panel. Can I get an archived copy of a Bradford & Bingley Part 2 from the CML?
The CML do not retain data sets of P2 conditions pre-December 2010. We would advise that you contact Bradford & Bingley directly.
Can my firm make a complaint to the Council of Mortgage Lenders about being suspended from the Bradford & Bingley conveyancing panel?
The CML is an association rather than a regulator and therefore cannot advise on grievances against lenders. You can of course contact Lexsure to see if we can assist.
Can you suggest any advice if we wish to appeal being removed from the
Bradford & Bingley solicitor panel?
If you are removed from the
Bradford & Bingley conveyancing panel and you are unaware of or disagree with the reasons for your removal you should: (a) Contact
Bradford & Bingley directly. (b) If there is an appeals process detailed on your letter you should follow the process.
In appealing a decision by Bradford & Bingley, it may be useful to provide the following information:
- Comprehensive account of your firm’s transaction history
- A copy of your COMPLETIONmonitor reports if you use that service
- Your recent claims history
- comprehensive details of all employees in your practice and their role.
- Note down if a solicitor has been admitted to the role on completion of the Qualified Lawyers Transfer Test.
- Provide duplicate practising certificates, the firm's current professional indemnity policy and the firm’s accountant's certificate, summarising the percentage of the firm's gross fee income is generated from residential conveyancing transactions
On appeal some conveyancing firms have been able to regain membership to panels notwithstanding the policy by the respective lenders to refuse panel membership to firms with certain profiles or characteristics. The success is primarily due to the firms’ ability to persuade the lender to make an exception if there is sufficient evidence to reassure them that the firm is well risk-managed.
Is it true that the Law Society has recommended that firms check their status on the
Bradford & Bingley conveyancing panel?
The Scottish Law Society has suggested that solicitors should check their lender panel status before accepting client instructions to act. The advice is lender-agnostic as it does not relate specifically to solicitors on the
Bradford & Bingley conveyancing panel. The suggestion arises from the practice of a number of mortgage lenders who remove solicitors from their panels without prior notice as part of their panel management system, which can lead to some solicitors discovering this only once instructed. This is sensible advice as a client finding out midway through a transaction that their lawyer is not on the approved lender panel is very frustrating and can lead to complaints. Many online consumer forums contain posts where someone is complaining about finding that their lawyer is not on a lender conveyancing panel. Such forums include mumsnet.com
What type of firms do building societies allow to be on their Conveyancing Panels?
In the same way that there is a unique Bradford & Bingley
conveyancing panel most building societies, operate a conveyancing
panel for solicitors and other conveyancers that the lender will
instruct. Terms and Conditions and criteria for inclusion on a
building society conveyancing panel vary from lender-to-lender. Having
CQS accreditation may be a requirement. Institutional lenders, such
as a building society, is a client and is entitled to instruct the
solicitor or conveyancer of its choosing (who, in turn, is free to
accept or refuse instructions). Therefore, if lender and borrower
cannot agree which solicitor or conveyancer should represent them
jointly, they would usually proceed on a separate representation
basis. The BSA have not published the equivalent of the UK Finance Lenders’ Handbook
Part 3s.
We had our Bradford & Bingley panel membership terminated but we have not yet been given an explanation yet.
I am completing a CQS application form what information must I put forward?
In the circumstances please explain on the form what steps you have taken to discover the reasons behind cancellation of your
Bradford & Bingley panel membership.
In particular please provide details if you have received communications from the lender. E.G. before revocation of your panel membership did you receive any letters or calls from the lender putting you on notice?
Our practice is on the
Bradford & Bingley
conveyancing panel and all set to complete a purchase within the next few weeks. I can not locate a Legal Charge for the client to execute.
Who do I contact at Bradford & Bingley to obtain duplicate documents?
You should get in touch with Bradford & Bingley
to obtain standard documents. The CML Handbook contains an explicit inquiry for banks to enumerate who to contact to obtain standard documents.
Bradford & Bingley in their Part 2’s state:
It is likely that you will need to quote the firm’s Bradford & Bingley conveyancing panel number.
Find a Lawyer on the Bradford & Bingley Conveyancing Panel
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Average number of days to register title including a charge in favour of Bradford & Bingley
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
| 2020 | [no data] |
| 2019 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Bradford & Bingley Firms
- Draft Report on Title precedent for Bradford & Bingley borrowers
- Draft Anti Money Laundering PolicyTemplate for Bradford & Bingley panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Bradford & Bingley lender panel
- Buy-to-Let help for Bradford & Bingley
- Consent-to-Let help for Bradford & Bingley
- Contractor Mortgages with Bradford & Bingley
