Looking for information about your firm's panel status?
Birmingham Bank Conveyancing Panel: Recently Asked Questions
What can you suggest we do if we wish to appeal being removed from the
Birmingham Bank conveyancing panel?
If you are removed from the
Birmingham Bank conveyancing panel and you are unaware of or disagree with the reasons for your removal you should: (a) Contact
Birmingham Bank directly. (b) If there is an appeals process detailed on your letter you should follow the process.
In appealing a decision by Birmingham Bank, it may be useful to provide the following information:
- Comprehensive disclosure of your firm’s conveyancing history
- A copy of your COMPLETIONmonitor reports if you use that service
- Your recent claims history
- comprehensive details of all staff in your practice and their position.
- Note down if a solicitor has been admitted to the role on completion of the Qualified Lawyers Transfer Test.
- Provide duplicate practising certificates, the firm's current PII schedule and the firm’s accountant's certificate, setting out what percentage of the firm's gross fee income is resulting from residential conveyancing transactions
It is encouraging that some conveyancing firms have been able to regain membership to panels notwithstanding the policy by the respective lenders to refuse panel membership to firms with certain profiles or characteristics. Such an achievement is primarily due to the firms’ ability to persuade the lender to make an exception if there is sufficient evidence to reassure them that the firm is a ‘low risk’.
Is it the case that the Law Society has advised that firms check their status on the
Birmingham Bank conveyancing panel?
The Scottish Law Society has advised that solicitors should check their panel status with lenders prior to accepting client instructions to act. The advice is lender-agnostic as it does not relate specifically to solicitors on the
Birmingham Bank conveyancing panel. The suggestion arises from the practice of a number of mortgage lenders who remove solicitors from their panels without prior notice as part of their panel management system, which can lead to some solicitors discovering this only once instructed. This is sensible advice as a client finding out midway through a transaction that their lawyer is not on the approved lender panel is very frustrating and can lead to complaints. Many online consumer forums contain posts where someone is complaining about finding that their lawyer is not on a lender conveyancing panel. Such forums include moneysavingexpert.com
Given my firm’s membership on the Birmingham Bank conveyancing panel how long am I obliged to keep hold of the original conveyancing file?
The CML Part II requirements of
Birmingham Bank are silent on this. Most mortgage companies address the issue of file retention via their Terms of panel appointment where they generally provide that for evidential purposes, the firm must keep the file for a minimum six years from the date of the mortgage. Data imagining is normally
suitable compliance with this requirement. Many lenders point out in
that it is the practice of some fraudsters to demand the conveyancing
file on completion in order to destroy evidence that may later be
used against them. It is therefore important to retain these
documents to protect Birmingham Bank’s interest. To be
absolutely sure of Birmingham Bank requirements in this regard
please check the Terms and Conditions of Birmingham Bank’s
conveyancing panel appointment.
I am a partner in a CQS firm on the Birmingham Bank conveyancing panel. How can we advertise our firm as conducting conveyancing in Hendon authorised to act forBirmingham Bank?
13 borrowers search for a solicitor on the Birmingham Bank panel on a monthly basis in Hendon. Please contact the team at lenderpanel.com to see how your firm can be listed by those searching for conveyancing in Hendon.
Will Conveyancing Quality Scheme membership secure my firm’s acceptance on to lenders conveyancing panels?
The Law Society’s CQS accreditation is no guarantee to lender panel acceptance. Nevertheless the Council of Mortgage Lenders have indicated that it is likely to become a prerequisite for firms wishing to join their panels. A number of Lenders now use CQS as the starting point for Panel membership such as Astra Mortgages.
I am on the
Birmingham Bank
conveyancing panel and due to complete a purchase within the next week. I can not locate a Legal Charge for the client to execute.
Who do I contact at Birmingham Bank to get a duplicate Deed?
You need to get in touch with Birmingham Bank
to obtain standard documents. The The Council of Mortgage Lenders Handbook incorporates an explicit question for banks to set out who to contact to obtain standard documents.
Birmingham Bank in their Part 2’s state:
It helps to disclose your Birmingham Bank conveyancing panel reference.
Find a Lawyer on the Birmingham Bank Conveyancing Panel
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Average number of days to register title including a charge in favour of Birmingham Bank
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
| 2020 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Birmingham Bank Firms
- Draft Report on Title precedent for Birmingham Bank borrowers
- Draft Anti Money Laundering PolicyTemplate for Birmingham Bank panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Birmingham Bank lender panel
- Buy-to-Let help for Birmingham Bank
- Consent-to-Let help for Birmingham Bank
- Contractor Mortgages with Birmingham Bank
