Birmingham Bank Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Birmingham Bank and to assist in remaining on the Birmingham Bank Conveyancing Panel.

Birmingham Bank Solicitor Panel: Recently Asked Questions

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Can you suggest any advice if we wish to challenge being removed from the Birmingham Bank approved solicitor list?
If you are removed from the Birmingham Bank conveyancing panel and you are unaware of or disagree with the reasons for your removal you should: (a) Contact Birmingham Bank directly. (b) If there is an appeals process detailed on your letter you should follow the process.

In appealing a decision by Birmingham Bank, it may be useful to provide the following information:

  • Full account of your conveyancing history
  • Your COMPLETIONmonitor reports, assuming you use the Lexsure software
  • Your recent claims history
  • Full details of all staff in your practice and their position.
  • Note down if a solicitor has been admitted to the role on completion of the Qualified Lawyers Transfer Test.
  • Supply duplicate practising certificates, the firm's current PII schedule and the firm’s accountant's certificate, confirming the % of the firm's gross fee income is resulting from residential conveyancing transactions

On appeal some firms have been able to regain membership to panels notwithstanding the policy by the respective lenders to refuse panel membership to firms with certain profiles or characteristics. Such an achievement is primarily due to the firms’ ability to persuade the lender to make an exception if there is sufficient evidence to reassure them that the firm is well risk-managed.

Why are Estate Agents using search tools to check if lawyers are on a lenders conveyancing panel?
The fact of the matter is that estate agents are feeling the pain if their clients start out on the conveyancing process using a solicitor who is not on the panel with the purchaser’s chosen lender. Many conveyancing firms are only discovering when they begin working on a case that they are no longer able to work with that lender. Given the inevitable resultant delays in the transaction the chances of an abortive deal increases dramatically. in the circumstances there is understandable anguish on the part of the estate agent as a result of the lost time should the client have to change lawyers.
Can you give me an example of some of the reports available via COMPLETIONmonitor to support my application to be on the Birmingham Bank conveyancing panel ?
There are many reports available, five of which are as follows:
  • Analysis as to the nature of clients (e.g.existing/new/seen in person)
  • Current and historic missed priority dates
  • Average time frame to register charges at the Land Registry
  • The percentage of the firm’s business which is conveyancing (broken down into sale/purchase and remortgage)
  • Number of conveyancing cases by lender
When in comes to leasehold due diligence do Birmingham Bank conveyancing panel lawyers need to examine whether there is an absentee landlord?
Assuming that your firm in is on the Birmingham Bank conveyancing panel and you are representing them in relation to a leasehold property, you must report to them if it becomes apparent that the landlord is either absent or insolvent. If Birmingham Bank are to lend, they may require indemnity insurance. In any event,you will need to check Birmingham Bank’s specific requirements. Notwithstanding whether Birmingham Bank will lend in such circumstances you still need to advise the borrower (unless you are acting for Birmingham Bank alone) as to the risks of buying a property with an insolvent or absentee freeholder.
Will CQS accreditation secure my firm’s acceptance on to lenders conveyancing panels?
The Law Society’s CQS membership gives no guarantee to lender panel acceptance. Nevertheless the CML have indicated that it is likely to become a prerequisite for firms wishing to join their panels. A number of Lenders now use the scheme as the starting point for Panel membership such as Astra Mortgages.
I am on the Birmingham Bank conveyancing panel and due to complete a purchase shortly. I dont have a Mortgage Deed for the client to sign. Who do I contact at Birmingham Bank to get a duplicate Deed?
You would be advised to contact Birmingham Bank to obtain standard documents. The The Council of Mortgage Lenders Handbook includes an individual question for lenders to reveal who to contact to obtain standard documents. Birmingham Bank in their Part 2’s state:
It is likely that you will need to quote the firm’s Birmingham Bank conveyancing panel reference.

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Average number of days to register title including a charge in favour of Birmingham Bank
This information relates to purchase only and not remortgages.
YearDays*
2024 [no data]
2023 [no data]
2022 [no data]
2021 [no data]
2020 [no data]
2019 [no data]
* Data aggregated from sources including COMPLETIONmonitor