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Birmingham Bank Conveyancing Panel: Recently Asked Questions
I am hearing that agents are using online checkers to see if a firm is on a lender panel. Why?
Many estate agents will be suffering if their clients start out on the buying process using a conveyancer who is not on the panel with the purchaser’s chosen lender. Many
conveyancing firms are only discovering when they begin working on a
case that they are no longer able to work with that lender. Given
the inevitable resultant delays in the transaction the chances of an
abortive deal increases dramatically. in the circumstances there is
understandable anguish on the part of the estate agent as a result of
the lost time should the client have to change lawyers.
Do you have any idea what Lenders such as
Birmingham Bank are asking for when it comes to applying to be on their approved solicitor list?
Each lender has different criteria.
We do not hold specific requirements relating to the questions raised as part of the application to be on the
Birmingham Bank conveyancing panel. Typically lenders need to have full knowledge of a firm including (but not limited to):
House price discrepancies (declared to lender vs. registered at Land Registry)
Firm name, address and contact details including all branches (including evidence of existence through risk-based physical visits and Google Streetview checks)
Structure of firm and, where applicable, its group
List of all those who can sign off the Certificate Of Title
Charge registration history
Whether any lender has ever made a claim against the firm’s PII cover
Whether the firm has ever knowingly accepted instructions on transactions involving Sale and Rent Back, Back to Back, Exchange and Delayed Completion and Lease Option, Below Market Value.
Details of any accreditation e.g. Lexcel or
Full career history for each licensed conveyancer including registration date with Council of Licensed Conveyancers
Areas of Law covered by the firm
I have been a solicitor for over 35 years with a clean claims history and have been refused acceptance on the
Birmingham Bank conveyancing panel with no explanation. Am I not entitled to a reason?
For most lenders participation on the lender's panel of conveyancers is at the absolute discretion of the the lender. Many lenders reserve the right to accept or reject any application without giving any reason. You should check your original application to join the
Birmingham Bank conveyancing panel to see if you are entitled to a reason.
My post-completion clerk has left my firm on short notice.
I urgently need to prioritise making sure that charges are registered. That said, how quickly do I need to send deeds to
Birmingham Bank once the charge is registered before my firm runs the risk of being suspended off the conveyancing panel for Birmingham Bank?
Birmingham Bank will likely expect the deeds to be sent to them within 10 days of you receiving the TID (unless their specific P2 requirements specifically state that they you are not to send them anything). Most COTs refer to complying with the Certificate of Title referred to in IB (3.7) of the SRA Code of Conduct 2011, published by the Law Society which states that you ‘will despatch to you such deeds and documents relating to the Property as you require with a list of them in the form prescribed by you within ten working days of receipt by us of the title information document from the Land Registry’ As to whether the lender will suspend your panel status this very much varies according to the lender’s own internal policies The more cases you have the more risk you face. Some lenders may take action if there records show that the deeds are outstanding for more than 3 matters. The fact is that if you keep within the time frame then you will have more chance of remaining on the
Birmingham Bank conveyancing panel.
If my application is successful will Conveyancing Quality Scheme acceptance guarantee my firm’s acceptance on to lenders conveyancing panels?
The Law Society’s CQS membership gives no guarantee to lender panel acceptance. Nevertheless the Council of Mortgage Lenders have indicated that it is likely to become a prerequisite for firms wishing to remain on their approved list of firms. Some Lenders now use the Conveyancing Quality Scheme accreditation as the starting point for Panel approval as is the case with Santander.
Our practice is on the
Birmingham Bank
conveyancing panel and all set to complete a purchase within the next few weeks. My file does not contain a Mortgage Deed for the client to sign.
Who do I contact at Birmingham Bank to get a duplicate Deed?
You need to communicate with Birmingham Bank
to obtain standard documents. The CML Handbook includes an explicit inquiry for banks to enumerate who to contact to obtain standard documents.
Birmingham Bank in their Part 2’s state:
Always remember to quote your Birmingham Bank conveyancing panel reference.
Find a Lawyer on the Birmingham Bank Conveyancing Panel
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Average number of days to register title including a charge in favour of Birmingham Bank
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Birmingham Bank Firms
- Draft Report on Title precedent for Birmingham Bank borrowers
- Draft Anti Money Laundering PolicyTemplate for Birmingham Bank panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Birmingham Bank lender panel
- Buy-to-Let help for Birmingham Bank
- Consent-to-Let help for Birmingham Bank
- Contractor Mortgages with Birmingham Bank
