My brother-in-law has suggested I instruct a conveyancing solicitor in Whitland. I I would like to check whether they are accepted on the Godiva Mortgages Ltd conveyancing panel. Could you help?
The first thing you should do is call the lawyer and ask them whether they can act for the lender. Alternatively you should get in touch with Godiva Mortgages Ltd who may be able to help.
Can I be sure that the Whitland conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Whitland obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer handling your conveyancing.
Last month we had a mortgage agreed in principle with UBS. Whitland conveyancing practitioners were appointed. How long does it take for UBS to issue the offer to the conveyancing practitioner?
Some lenders take longer than others. Have UBS conducted the valuation? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The formalities of my purchase has taken place for my property in Whitland. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Are there restrictive covenants that are commonly identified during conveyancing in Whitland?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Whitland. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Whitland differ for new build properties?
Most buyers of new build residence in Whitland contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Whitland usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whitland or who has acted in the same development.
My cousin has encouraged me to appoint his lawyers for conveyancing in Whitland. Do I follow his recommendation?
Much as we are happy to recommend a Whitland conveyancing lawyer the ideal way to choose a conveyancing solicitor is to have guidance from friends or relatives who have actually experience in using the solicitor you're contemplating using.
I’m about to sell my 2 bed flat in Whitland. Conveyancing has not commenced, but I have just received a quarterly maintenance charge demand – Do I pay up?
The sensible thing to do is clear the invoice as usual as all ground rent and service payments will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Whitland Leasehold Conveyancing - Examples of Questions you should consider before Purchasing
-
Are any of leasehold owners in arrears of their service charge payments? Does the lease include onerous restrictions? Best to be warned if changing the roof or some other significant cost is coming up that will be shared between the tenants and will materially increase the the maintenance charges or require a one time invoice.