I was referred a solicitor who has quoted £1150 for freehold conveyancing in Whitby. I am hoping to sell a Edwardian house for £300,000. Are these conveyancing fees excessive? Is it above the norm for conveyancing in Whitby?
The estimate does seem a tad overpriced. Where you are willing to expend time comparing costs you might get the conveyancing a bit cheaper by perhaps a hundred pounds. That being said, you couldlive to rue opting for an an unknown solicitor. Don't forget to check that the conveyancer can also act for your bank. Do use our comparison tool to select a Whitby conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Whitby.
I am acquiring a property mortgage free in Whitby. I have lived for the last 15 years in Whitby. Conveyancing searches are exorbitant. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Whitby conveyancing searches are non-obligatory. Your conveyancer will 'advise', no-doubt strongly, that you should have searches completed, but he is duty bound to take that path of guidance. One thing to consider; if you are going to sell the house in the future, it could be of importance to your prospective purchaser what the searches contain. There are plenty of instances where houses with no practical issues can still throw up unpredicted search results. A competent conveyancing solicitor in Whitby should be able to give you some sensible guidance concerning this.
We are purchasing a property and need a conveyancing solicitor in Whitby who is on the Lloyds conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Whitby.
It has been 4 months since my purchase conveyancing in Whitby completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing my first flat in Whitby with the aid of help to buy. The builders refused to reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not inform my solicitor about the side-deal as it would put at risk my loan with Nottingham Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Whitby is the location of the property. Can you offer any assistance?
Flying freeholds in Whitby are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whitby you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitby may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.