Do banks and building societies provide you with an approved list of Tiverton conveyancing solicitors? How do you know who is on the Santander conveyancing panel?
Tiverton conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I need some fast conveyancing in Tiverton as I have a deadline to sign on the dotted line inside one month. Fortunately I do not need a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no law firm would suggest that you don't. With lots of history conveyancing in Tiverton the following are instances of what can crop up and adversely affect future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...
My wife and I purchased a terraced Edwardian property in Tiverton. Conveyancing lawyer represented me and Alliance & Leicester . I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tiverton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who conducted the work.
I'm purchasing a new build house in Tiverton benefiting from help to buy. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not reveal to my solicitor about this extras as it may impact my mortgage with Platform Home Loans Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I best advised to appoint a Tiverton conveyancing practitioner in close proximity to the house I am purchasing? We have a good friend who can execute the conveyancing however his firm is located over three hundred miles away.
The primary upside of using a local Tiverton conveyancing firm is that you can pop in to execute documents, present your identification documents and apply pressure on them where appropriate. Having local Tiverton know how is a bonus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that should outweigh using an unfamiliar Tiverton conveyancing lawyer just because they are Tiverton based.
We are considering instructing a web based property lawyer as opposed to a Tiverton conveyancing firm. Any advice?
Numerous benefits exist in being able to pop in to a local Tiverton conveyancing solicitor for example
- signing documents and and when necessary
- getting face-to-face explanations of issues you don't understand
- the ability to complain if matters need to addressed
When comparing fees, look out for hidden extras. The majority decent Tiverton high street solicitors give an all-inclusive price. Many online companies appear to offer discounted prices, but have burried 'extras' in the small print.