We are a couple about to exchange contracts for a property in Tiverton. We encountered a snag. Our loan offer with Godiva Mortgages Ltd expires on 10/3/2026 but the sellers are suggesting a completion date of 12/3/2026. Is it possible to extend the mortgage offer?
The best person to address this question is your conveyancer who should assess if they should be discussing with the lender, owner’s representatives, property agents or possibly all three based on what has gone on in your house move as of today.
I am buying a house and the lawyer has raised the issue of Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this really required for conveyancing in Tiverton
Unless a prior acquisition of the premises completed after 12 October 2013 you could take it that solicitors delivering conveyancing in Tiverton to remain recommending a chancel search and or chancel repair liability insurance.
Me and my brother purchased a renovated Edwardian house in Tiverton. Conveyancing solicitor acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tiverton and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing practitioner who conducted the work.
The estate agent has sent us the confirmation of our purchase of a new build flat in Tiverton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Tiverton
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
We're novice buyers - agreed a price, but the estate agent informed us that the seller will only issue a contract if we use their recommended solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local solicitor who is familiar with conveyancing in Tiverton
We suspect that the seller is not behind this ultimatum. If they require ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you intend to use your preferred Tiverton conveyancing lawyers - as opposed tothe ones that will provide their negotiator at the agency a introducer fee or meet his conveyancing targets set by senior management.
Having checked my lease I have discovered that there are only Seventy years remaining on my lease in Tiverton. I now wish to get lease extension but my freeholder is missing. What should I do?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to prove that you or your lawyers have done all that could be expected to locate the landlord. In some cases an enquiry agent would be helpful to carry out a search and prepare a report to be used as proof that the freeholder can not be located. It is wise to seek advice from a conveyancer both on investigating the landlord’s absence and the vesting order request to the County Court overseeing Tiverton.
Tiverton Leasehold Conveyancing - Examples of Questions you should consider before buying
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How much is the ground rent and service charge? What is the name of the managing agents?