Is the fact that my solicitor in Dulverton is not on my lender's solicitor panel that there is a problem with the quality of his work?
That would more than likely be an incorrect assumption to make. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Dulverton conveyancing practice and enquire why they are no longer on the approved list for your lender.
Our god-son is buying a new build apartment in Dulverton with a home loan from HSBC. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the HSBC conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the HSBC conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We hope to to purchase with Darlington Building Society. I visited a couple of local firms but am struggling to find a Dulverton conveyancing firm on the Darlington Building Society approved list. Can you assist?
You should take advantage of the search tool on this page. Pick the building society and type Dulverton or your preferred area and you will be presented with a number of lawyer based in Dulverton or nearest you.
We are buying a house in Dulverton. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Does a directory service exist listing Co-operative panel solicitors in Dulverton on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings open the public online. If you are seeking to appoint a Dulverton property lawyer on the Co-operative please make the most of our tool.
I have paid off my mortgage with Principality. I assume I don't need a Dulverton conveyancer on the Principality panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Dulverton for a purchase of a leasehold flat 10 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Dulverton conveyancing specialists.
Do I need to be concerned that 3rd parties that I am dealing with are encouraging me to use an internet conveyancing firm rather than a High Street Dulverton conveyancing company?
As is the case with many service providers, often suggestions from family and friends can be extremely useful or valuable. But there are many players in a conveyancing deal; estate agents, financial adviser and mortgage companies might all put forward solicitors to use. Sometimes these lawyers might be known to one of the organisations as being good in their field, but sometimes there behind the scenes financial incentive behind the endorsement. You are free to choose your preferred conveyancer. Don't forget that the majority of banks specify a panel list of conveyancers you are obliged to use for the lender aspect of your conveyancing.