We hired a high street firm for our conveyancing in Templecombe recently. Reviewing the official terms of business it is apparent thatwe are on the hook for costs even if the sale doesn't happen. Would I be best advised to appoint a web based conveyancing brokerage advertising no completion no cost conveyancing in Templecombe?
Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will generally be uplifted to counteract those conveyances that fail to complete. Please beware that such promotions tend not to cover outlay for example Templecombe conveyancing search fees.
My brother and I have recently bought a house in Templecombe. We have since encountered a number of problems with the house which we believe were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that should have been ordered for conveyancing in Templecombe?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Templecombe. Conveyancing searches and investigations initiated as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner answers a document called a Seller’s Property Information Form. answers proves to be misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Templecombe.
We are hoping to buy a purpose built apartment in Templecombe with a residential mortgage from Halifax.We use our Templecombe conveyancing solicitor but Halifax informed us his firm is not on their approved list of member firms. It seems we have little choice but to instruct a Halifax panel solicitor or retain our local solicitor and fork out for one of their panel ones to act for them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, a common one being that lawyers needs to be on the Halifax approved list. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Halifax
Various internet forums that I have come across warn that are a common reason for delay in Templecombe conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Templecombe.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who dealt with the conveyancing in Templecombe 10 years ago are no longer around. Will I be able to sell the house?
These day there are duplicates made of almost everything, and your conveyancer will be aware exactly where to find all the relevant paperwork so you may purchase or dispose of your property without a hitch. Where copies are not available, your conveyancer can put in place insurance or indemnities protecting you against possible claims on the premises.
My fiance is purchasing a basement flat in Templecombe. He was given a quote by the lawyer recommended by the estate agents totaling £1275 . It was 7 years ago I sold and bought a property and the fee was £600. Have charges really escalated to that extent?
You should e-mail two or three local Templecombe conveyancing solicitors requesting estimates. You should base your decision not solely on cost, but on promptness and on how comprehensive the reply is.