Can I use your services to locate a Conveyancing solicitor in Swaffham even if I’m not purchasing or selling a house, for instance where I intend to buy an office in Swaffham with a loan from Nottingham Building Society?
Our comparison service is primarily there to get a quote from residential conveyancing solicitors in Swaffham but we have recorded towards the bottom of this page a few Swaffham commercial conveyancing firms. You should speak with the firm directly to establish if they are also authorised to represent Nottingham Building Society
My grandfather passed away six months ago and as sole heir and executor I was left the property in Swaffham. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
I have been told that property searches are the primary cause of obstruction in Swaffham conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature within the common causes of delays in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Swaffham.
I own a 4 bedroom Edwardian property in Swaffham. Conveyancing solicitor represented me and Halifax. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Swaffham and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
In my capacity as executor for the estate of my aunt I am disposing of a house in Newport but reside in Swaffham. My conveyancer (who is 250 kilometers from meneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Swaffham who can witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Swaffham based
I have just appointed agents to market my ground floor flat in Swaffham. Conveyancing is yet to be initiated, but I have recently had a yearly maintenance charge demand – should I leave it to the buyer to sort out?
It best that you discharge the service charge as you normally would given that all rents and maintenance invoices will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I bought a 1 bedroom flat in Swaffham, conveyancing formalities finalised in 2010. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Swaffham with an extended lease are worth £211,000. The average or mid-range amount of ground rent is £45 levied per year. The lease finishes on 21st October 2093
You have 68 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.