After what seems like an age a loan offer from HSBC for the remortgage of my single room apartment is to be issued by the end of next week. Could you put forward a cheap conveyancing lawyer in Stafford?
You are on the wrong site if you are seeking the lowest fares for conveyancing solicitors in Stafford. Our intention is to offer cost effective conveyancing but we do not aim to work with the cheapest lawyers. Do not be swayed by companies offering low cost conveyancing in Stafford. At best, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you being stung for extras and still not receive the service you were looking for.
five months have gone by following my purchase conveyancing in Stafford completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Am I right to be suspicious that estate agents that I am dealing with are suggesting a factory type conveyancing firm as opposed to a local Stafford conveyancing company?
As is the case with many service providers, often input from family and friends can be extremely useful or valuable. Nevertheless there are numerous parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and lenders might all put forward lawyers to use. On occasion these lawyers might be known to one of the organisations as being good in their field, but sometimes there exists a financial incentive behind the recommendation. You have the discretion to choose your preferred conveyancer. Don't forget that some lenders operate an approved list of lawyers you are obliged to use for the mortgage related work in your transaction.
I am using a search engine for the term cheap conveyancing in Stafford it reveals numerous conveyancersin the area. How do I determine which is the right conveyancing solicitor for the sale of my house?
The best method of seeking a suitable conveyancer is through a trusted recommendation, so seek the opinion of colleagues and those you trust who have purchased a property in Stafford or the respected estate agent or mortgage broker. Fees for conveyancing in Stafford differ, so it's sensible to secure a minimum of three quotes from different law firms. Make sure that you know that the costs are guaranteed not to increase.
Last March I purchased a leasehold property in Stafford. Am I liable to pay service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Stafford Conveyancing for Leasehold Flats - Examples of Queries before buying
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This information is helpful as a) areas may result in problems in the block as the common areas may begin to deteriorate where services remain unpaid b) if the leasehold owners have a dispute with the managing agents you will wish to know about it Are any of leasehold owners in arrears of their service charge payments?
At what stage do I incur the Stamp Duty Land Tax payable for my purchase in Stafford?
Most lawyers tend to complete a Land Transaction Return Form for you during your Stafford conveyancing transaction for you to sign. After completion your conveyancer will submit the Land Transaction application to the Tax Authorities and - assuming they have the money - settle any Stamp Duty payable on your behalf.