Our son-in-law is in the process of securing a new build apartment in Selsey with a mortgage from Aldermore. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Selsey. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/4/2026, the requirements read as follows :
I am purchasing a new build house in Selsey with a mortgage from Nationwide Building Society. The builders refused to move on the price so I negotiated 6k of extras instead. The house builders rep suggested that I not reveal to my lawyer about the extras as it may affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Selsey prior to instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks may not give a loan on this type of home.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Selsey. Conveyancing will be smoother if you use a solicitor in Selsey especially if they are acquainted with such properties in Selsey.
In my capacity as executor for the estate of my uncle I am disposing of a property in Swansea but I am based in Selsey. My conveyancer (approximately 250 miles from merequires that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Selsey to witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are based in Selsey
Is it the case that all Selsey solicitors on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can go into your local bank branch in Selsey. Chances are that they will know some good conveyancing solicitors in Selsey