My grandmother passed away last year and as sole heir and executor I was left the house in Selsey. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this possible?
Where you intend to refinance then Nationwide will require that you use a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
A relative recommended that if I am purchasing in Selsey I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Selsey conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Selsey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Selsey Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Selsey.
I used Wolstenholmes a few years ago for my conveyancing in Selsey. I now require my papers but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Selsey of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey completed on a property in Selsey before retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders may not give a loan on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Selsey. Conveyancing will be smoother if you use a solicitor in Selsey especially if they are acquainted with such properties in Selsey.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Selsey. I've discover a web site which seems to have the ideal offering If it is possible to get all this stuff done via phone that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I was told by my lender that their approved conveyancers operate no sale no fee basis for conveyancing in Selsey. My purchase fell through and now the lawyers have requested search fees! They say the fees are nothing to do with their fees!
in promising "no move no fee" Selsey conveyancing practices are waiving their charges for any work carried out. We should point out that this does not constitute an insurance scheme. Disbursements aren’t covered – where the solicitor have to pay money out to third parties, for example Selsey local search fees