My friend's sister is a solicitor. I suspect that I'll be able to get mate’s rates for conveyancing, but if not, what level of fees would I typically be looking at for conveyancing in Scarborough?
It’s wise to request 3 or more like-for-like conveyancing estimates. Make use of our search tool on this site. The fees may contrast greatly but service levels do are distinct between conveyancers as is the case with the vast majority of professional services.
Do lenders provide you with an approved list of Scarborough conveyancing solicitors? How do you know who is on the Virgin Money conveyancing panel?
Scarborough conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
The Scarborough conveyancing lawyers that just started acting on my house acquisition in Scarborough have without warning shut down. I only went with them because I needed a solicitor on the Coventry BS conveyancing panel and my preferred Scarborough lawyer was not. I paid them £170 in advance. What should be my next steps?
Assuming that you have an Estate Agent in the equation then inform them immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Coventry BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
We had appointed solicitors located in Scarborough on the Skipton solicitor approved list. They are now charging me a further amount for handling the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer is entitled to charge a fee for this. This fee is not set by Skipton but by your Scarborough conveyancer. Some firms on the Skipton panel will levy an ‘acting for lender’ fee and others do not.
I have decided to exercise my right to buy my property in Scarborough off the council. I have a mortgage agreed with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
Completion of my purchase has taken place for my property in Scarborough. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
How do I use your search tool to select a conveyancing lawyer in Scarborough on the approved list for my lender?
1st choose a mortgage company such as Accord Mortgages Ltd, Bank of Scotland or TSB then choose your location for example Scarborough. Conveyancing practices in Scarborough and beyond should be shown.
In my capacity as executor for the will of my aunt I am disposing of a property in Neath but reside in Scarborough. My solicitor (based 260 miles awayhas requested that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing solicitor in Scarborough to witness this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Scarborough based