Unfortunately I am unable to travel far from Scarborough. Can you please explain the reason why all Scarborough conveyancing practitioners are not on all lender panels?
Even though it may seem unfair for lenders to limit who can represent them, from the public’s or lawyer’s point of view, the other side of the coin is that banks are increasingly anxious and consider it essential to protect them against illegal activities. As a result of this concern lenders are limiting their conveyancing panel to a manageable size.
We see that you have a search directory identifying firms on the Yorkshire BS conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Scarborough?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Scarborough.
My wife and I are buying a house in Scarborough. I might seem paranoid but how we can trust a lawyer? At some point we will need to send our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Have just purchased a repossessed house at auction in Scarborough. Conveyancing is needed. What happens now?
Now that you are legally committed yourself to purchase you must choose a conveyancing solicitor quickly as you now have a tight a drop dead date to complete the property. All auction property will have a bespoke auction set of papers. This should include evidence of title and search results. In the case of leasehold property the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding organised to complete the transaction on the set completion date.
Can you help - my lawyer says that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Scarborough?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and The Mortgage Works. Conveyancing solicitors as opposed to borrowers take out such insurances.
A colleague advised me that if I am buying in Scarborough I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Scarborough conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Scarborough around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Scarborough Education with plans and statistics, Local Amenities and other useful data about Scarborough.
Are there restrictive covenants that are commonly identified during conveyancing in Scarborough?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Scarborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In what way can the Landlord & Tenant Act 1954 impact my business property in Scarborough and how can your lawyers assist?
The 1954 Act gives a safeguard to commercial tenants, giving them the right to apply to court for a new tenancy and remain in occupation at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Scarborough is one of the numerous locations in which the firms we work with are located