I chose a Pickering based firm for our conveyancing in Pickering yesterday. Upon checking the Terms and Conditions it is apparent thatI am liable for costs even where the conveyance does not complete. Would I be best advised to appoint a web based conveyancing company offering no-sale-no-fee conveyancing in Pickering?
Generally there is a compromise along the lines that if "No Completion No Fee" is offered then the conveyancing charges will generally be higher to offset those conveyances that do not proceed. Do bear in mind that such offerings generally do not protect you from expenditure such your Pickering conveyancing search fees.
We previously chose solicitors with offices in Pickering on the Skipton solicitor panel. They have just billed me an additional sum for the legal aspects of the Skipton mortgage. Is this an additional conveyancing fee set by Skipton?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your lawyer can levy a fee for this. This charge is not set by Skipton but by your Pickering solicitor. Numerous firms on the Skipton panel will quote ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
Completion of my purchase has taken place for my property in Pickering. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My offer was accepted on a property in Pickering on 23/12/2025, valuation was booked five days later, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who dealt with the conveyancing in Pickering 10 years ago no longer exist. What are my options?
Gone are the days when you need to hold title original deeds to establish that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
How does conveyancing in Pickering differ for new build properties?
Most buyers of new build residence in Pickering approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Pickering tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Pickering or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Pickering ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders will not give a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pickering. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking at a two flats in Pickering both have in the region of 50 years unexpired on the leases. should I be concerned?
A lease is a legal document that entitles you to use the property for a period of time. As the lease gets shorter the saleability of the lease decreases and results in it becoming more costly to acquire a lease extension. This is why it is generally wise to extend the lease term. More often than not it is difficult to sell a property with a short lease as mortgage lenders less inclined to grant a loan on properties of this type. Lease enfranchisement can be a protracted process. We recommend you get professional assistance from a conveyancer and surveyor with experience in this area.
I am the registered owner of a garden flat in Pickering, conveyancing was carried out May 2003. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Pickering with over 90 years remaining are worth £179,000. The ground rent is £65 levied per year. The lease finishes on 21st October 2083
With just 57 years unexpired the likely cost is going to be between £26,600 and £30,800 plus plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.