We are a couple about to sign contracts for a freehold house in Mildenhall. We encountered a snag. The mortgage offer with Barclays expires on 20/1/2026 but the owners are insisting on a completion date of 22/1/2026. Can one prolong the loan offer?
The person best placed to address this concern is your solicitors who should calculate if he or she is better off negotiating with the bank, owner’s conveyancers, property agents or indeed all three based on the history of your house move to date.
About to place a bid on a leasehold apartment in Mildenhall. The estate agents tell me that it is usual for flats in Mildenhall to have less than 75 years remaining. I am getting a mortgage with Bank of Ireland. Is this going to be acceptable if the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/11/2025 the requirements read as follows :
When it comes to mortgage companies such as Coventry BS, do Mildenhall property lawyers have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any lender fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I am buying a property in Mildenhall. One unusual aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with HSBC your lawyer must comply with the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for HSBC. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to HSBC where a lease fails to satisfy these conditions. The specifications relate to the installation of panels on properties nationwide and is not isolated to Mildenhall.
I am selling my flat. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Kent Reliance are being difficult. The Mildenhall solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I got the keys to my apartment on 14 February and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Mildenhall advises it should be registered in a couple of weeks. Are transfers in Mildenhall particularly slow to register?
As far as conveyancing in Mildenhall is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timeframes can adjust depending on the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd parties. Currently in the region of 80% of such applications are fully addressed in less than three weeks but occasionally there can be longer delays. Registration occurs after the buyer has moved in to the property so 'speed' is not typically top priority but where it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
Just had an offer accepted on a new build apartment in Mildenhall. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Mildenhall
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Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Is it possible to switch conveyancer as I have to appoint a firm on the Nottingham Building Society conveyancing list. I instructed a family conveyancing solicitor in Mildenhall five minutes from me but she is not accepted by Nottingham Building Society
It would be our pleasure to help you select a conveyancing solicitor in Mildenhall on the Nottingham Building Society panel. Please note that the solicitors that we list do not pay us a referral fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Mildenhall. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Mildenhall.