We decided to go with a local firm for my conveyancing in Long Sutton recently. Reviewing the Ts and Cs I notewe are liable for charges even if the dealdoes not proceed. Should I go with them or use a web based lawyer advertising no move no charge conveyancing in Long Sutton?
Generally there is a concession along the lines that if "No Sale No Fee" is available then the conveyancing charges will generally be more expensive to counteract those cases that do not proceed. Dont forget that these deals rarely protect you from disbursements for instance Long Sutton conveyancing search costs.
We are a couple about to sign contracts for a property in Long Sutton. We have hit a problem. Our loan offer with Norwich and Peterborough Building Society expires on 18/2/2026 but the sellers are putting forward a completion date of 20/2/2026. Can one prolong the mortgage expiry date?
The best person to deal with your concern is your lawyer who should calculate if he or she is should be discussing with the bank, owner’s solicitors, selling agents or conceivably all parties taking into account the circumstances your house move to date.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Long Sutton. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/12/2025, the requirements read as follows :
Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who did the conveyancing in Long Sutton 4 years ago no longer exist. What are my options?
You no longer need to have the physical official documentation to evidence that you are the owner of your registered land or premises, given that the Land Registry have everything they need in a digital format.
Due to the input of my in-laws I had a survey completed on a property in Long Sutton in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some lenders may refuse to grant a loan on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Long Sutton. Conveyancing will be smoother if you use a solicitor in Long Sutton especially if they are familiar with such properties in Long Sutton.
I've recently bought a leasehold house in Long Sutton. Do I have any liability for service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a studio flat in Long Sutton, conveyancing was carried out 3 years ago. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Long Sutton with a long lease are worth £191,000. The ground rent is £55 charged once a year. The lease expires on 21st October 2078
With just 53 years unexpired we estimate the premium for your lease extension to span between £27,600 and £31,800 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.