My partner and I have lately bought a house in Halesworth. We have since encountered a number of issues with the house which we believe were missed in the conveyancing searches. What action can we take? What searches should? have been conducted for conveyancing in Halesworth?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Halesworth. Conveyancing searches and investigations undertaken during the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a seller completes a document referred to as a SPIF. If the information proves to be incorrect, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Halesworth.
Having sold my house in Halesworth last March but the buyer keeps texting me to moan that his conveyancer is waiting to hear from myconveyancer. What are the post completion sale formalities following completion?
After completion of your house sale your conveyancer is obliged to deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer must also send confirmation that the home loan has been paid off to the buyers lawyers. There are no post completion requirements peculiar conveyancing in Halesworth.
I had intended to instruct a conveyancing solicitor in Halesworth for our house purchase. Our financial adviser has since advised us that our bank National Westminster Bank won't deal with them. Why is this not regarded as unduly restrictive?
A lender will insist on a panel conveyancer act for it. You would be expected to bear the cost of this. Please make use of our directory service to choose a solicitor to carry conveyancing in Halesworth on the National Westminster Bank approved list of solicitors.
I opted to have a survey done on a property in Halesworth before retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some banks will not give a loan on this type of property.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Halesworth. Conveyancing may be slightly more expensive based on your lender's requirements.
How difficult is it to change conveyancer as I need to appoint a firm on the The Royal Bank of Scotland conveyancing list. I had appointed a high street conveyancing solicitor in Halesworth round the corner but he is not accepted by The Royal Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Halesworth on the The Royal Bank of Scotland panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Halesworth. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Halesworth.
I’m about to sell my 2 bed apartment in Halesworth.Conveyancing has not commenced but I have just had a yearly maintenance charge demand – should I leave it to the buyer to sort out?
It best that you pay the maintenance contribution as normal because all rents and maintenance invoices will be apportionedas part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially