I have been referred to a conveyancing solicitor in Halesworth. I I would like to check whether they are on the Alliance & Leicester conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing to do is contact your conveyancer and enquire whether they are on the lender panel. Otherwise you can get in touch with Alliance & Leicester who may be able to help.
We previously instructed conveyancing lawyers located in Halesworth on the Lloyds solicitor panel. They are now charging me a supplemental charge for handling the Lloyds mortgage. Is this an additional conveyancing fee specified by Lloyds?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner may levy a fee for this. The charge is not set by Lloyds but by your Halesworth conveyancer. Some firms on the Lloyds panel will levy an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.
We are getting a further advance on our home loan from Aldermore as we wish to carry out improvements to our house in Halesworth. Are we obliged to choose a bricks and mortar Halesworth solicitor on the Aldermore conveyancing panel to handle the paperwork?
Aldermore do not ordinarily instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore list.
I have decided to exercise my right to buy my property in Halesworth off the council. I have a mortgage offer with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
I need some quick conveyancing in Halesworth as I have pressure to complete within 2 weeks. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you have the choice not to have searches conducted although no law firm would suggest that you don't. With plenty of history conveyancing in Halesworth the following are examples of issues that can arise and therefore impact future saleability: Enforcement Actions, Overdue Charges, Outstanding Grants, Road Schemes,...
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Halesworth is where the house is located. Can you offer any assistance?
Flying freeholds in Halesworth are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Halesworth you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Halesworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the will of my father I am selling a property in Cardiff but live in Halesworth. My lawyer (who is 200 kilometers awayneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Halesworth who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Halesworth
How do I find out who is the owner of a house in Halesworth?
Assuming that the premises is recorded at the Land Registry, and you have enough details of the address of the premises, you will be able to view results from the the Land Registry of the recorded proprietor for a a minimal charge.