Can I use your services to find a Conveyancing solicitor in Dolgellau even if I’m not purchasing or disposing of a house, for example where I intend to acquire an office in Dolgellau with a mortgage from Platform Home Loans Ltd?
Our comparison service is predominantly there to locate residential conveyancing solicitors in Dolgellau but we have recorded towards the end of this page a selection of Dolgellau commercial conveyancing firms. You should make contact with the firm directly to see if they are also authorised to represent Platform Home Loans Ltd
I have 71 years unexpired on my lease and need a lease extension for my apartment in Dolgellau. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/2/2021 the requirements read as follows :
I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a house in Dolgellau? or Apparently there is an ancient law that means some homeowners living in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Dolgellau?
Unless a prior purchase of the property took place after 12 October 2013 you can expect solicitors carrying out conveyancing in Dolgellau to continue to suggest a chancel search and or chancel repair liability policy.
How does conveyancing in Dolgellau differ for new build properties?
Most buyers of new build property in Dolgellau contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is built. This is because developers in Dolgellau typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Dolgellau or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Dolgellau I like with amenity areas and transport links nearby, however it's only got 52 years unexpired on the lease. There is not much else in Dolgellau in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
As co-executor for the estate of my grandmother I am disposing of a residence in Swansea but live in Dolgellau. My solicitor (who is 260 kilometers from mehas requested that I execute a stat dec ahead of completion. Could you suggest a conveyancing practitioner in Dolgellau who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Dolgellau based