It is a dozen years since I bought my house in Cotswolds. Conveyancing lawyers have now been instructed on the sale but I can't find the deeds. Is this a major issue?
You need not be too concerned. First there is a chance that the deeds will be kept by your lender or they could be in the possession of the conveyancers who oversaw your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Cotswolds relates to registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
Me and my brother own a renovated Edwardian house in Cotswolds. Conveyancing practitioner acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cotswolds and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who carried out the work.
I am buying a new build apartment in Cotswolds. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Cotswolds
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision.
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At this site get an accurate costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Cotswolds. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you select them for your home move in Cotswolds
My brother has urged me to appoint his conveyancers in Cotswolds. Should I find my own property lawyer?
No doubt the ideal way to choose a conveyancing lawyer is to seek recommendations from friends or family who have actually used the conveyancer you're considering.
My aim is to purchase a garden flat in Cotswolds. Conveyancing lawyer has been waiting for, from the vendor, building insurance schedule. This afternoon I was advised that the seller must forward the insurance documents for the flat above in addition. Why does my property lawyer want to check the insurance for the other flat? Is it strictly required? We have been waiting for the last month…
It is not impossible in leasehold conveyancing in Cotswolds to discover Conveyancing in Cotswolds in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the landlord insuring the entire block - which is clearly preferable. You should double check with your property lawyer but it would seem that your solicitor is attempting to verify that the whole building is insured. Insuring your residence is no help when it comes to rebuilding after a fire if the other flat cannot be reconstructed due to lack of insurance.