Me and my partner are planning to purchase a 1 bedroom apartment in Corbridge with a mortgage. We have a Corbridge solicitor, but the lender says she’s not on their "panel". We have to appoint one of the lender panel firms or continue with our Corbridge conveyancing practitioner and pay for one of their panel firms to act for them. We regard this is inequitable; can we not insist that the lender use our Corbridge property lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Corbridge conveyancing lawyer to apply to be on the conveyancing panel.
I own a freehold premises in Corbridge but still charged rent, why is this and what is this?
It’s unusual for properties in Corbridge and has limited impact for conveyancing in Corbridge but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.
Me and my partner are buying a property in Corbridge. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to deposit our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is the difference between a licensed conveyancer and conveyancing solicitor in Corbridge
There are many registered licenced Conveyancers in Corbridge and Solicitor partnerships in Corbridge offering conveyancing We would stress that both are regulated professionals specialising in the legal work in transferring property. The two can handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We have agreed to purchase a house in Corbridge. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Coventry BS be concerned?
Given that you are obtaining a mortgage with Coventry BS your lawyer must comply with the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Coventry BS. The CML Handbook contains minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Coventry BS where a lease fails to comply with these provisions. The requirements relate to the installation of panels on properties nationwide and is not restricted to Corbridge.
It has been 3 months since my purchase conveyancing in Corbridge completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
As co-executor for the will of my father I am disposing of a house in Cardiff but reside in Corbridge. My lawyer (who is 250 kilometers awayhas requested that I sign a statutory declaration before completion. Can you recommend a conveyancing practitioner in Corbridge to witness this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Corbridge based
We recently discovered that one of the directors of the firm acting on the purchase conveyancing in Corbridge is related to the owners that we are buying from. Is this permitted?
On the basis that no conflict arises this is permitted. If you are needing mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements on this. For example for Nationwide Building Society as of 23/3/2025, the requirements read as follows :