I am planning to move house in September. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you recommend a removal company in Chigwell. Conveyancing lawyer was chosen prior to coming across your website.
On the day of completion you can pick up the keys from your estate agent however this can only occur once the vendors conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be given over. You will need to inform the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can assist you in finding a conveyancing in Chigwell or a lawyer that specialises in conveyancing in Chigwell.
Can I be sure that the Chigwell conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Chigwell seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your transaction.
I recently had an offer agreed on a house in Chigwell. My mortgage broker recommended their conveyancers. I paid an upfront payment of £225. A few days later, the solicitor contacted me to say that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My relative recommended that where I am buying in Chigwell I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Chigwell conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Chigwell around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chigwell Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Chigwell.
The deeds to my home can not be found. The conveyancers who dealt with the conveyancing in Chigwell 5 years ago have long since closed. What are my next steps?
Assuming the title is registered the information relating to your proprietorship will be evidenced by HMLR with a Title Number. It is easy to perform a search at the Land Registry, identify your property and get current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be ordered for a small fee.
Due to the guidance of my in-laws I had a survey completed on a property in Chigwell prior to appointing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may not grant a mortgage on this type of house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chigwell. Conveyancing will be smoother if you use a solicitor in Chigwell especially if they are familiar with such properties in Chigwell.
I am attracted to a two apartments in Chigwell which have approximately forty five years remaining on the lease term. should I be concerned?
There is no doubt about it. A leasehold apartment in Chigwell is a wasting asset as a result of the shortening lease. The closer the lease gets to zero years unexpired, the more it adversely affects the salability of the premises. For most purchasers and mortgage companies, leases with less than 75 years become less and less marketable. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Chigwell conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
Having spent years of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Chigwell. Can we issue an application to the Residential Property Tribunal Service?
Absolutely. We are happy to put you in touch with a Chigwell conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Chigwell premises is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case related to 2 flats. The unexpired residue of the current lease was 69.26 years.
I have today placed an offer on an apartment in Chigwell and the mortgage adviser that we are dealing with suggested his lawyer. He quoted a thousand pounds excluding VAT and 3rd party costs. Does this sound reasonable?
You should not rely on a single estimate. You should obtain like-for-like quotes for your conveyancing in Chigwell. Then choose one that you are comfortable with and crucially, is on the approved list of the mortgage company that you have applied for a mortgage from.