We went with a high street lawyer for my conveyancing in Chigwell yesterday. Upon checking the Terms I seewe are responsible for charges even if the movedoes not go ahead. Should I go with them or choose an on-line conveyancing brokerage advertising no move no charge conveyancing in Chigwell?
It is usually ‘give and take’ in that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be more expensive to offset those cases that abort. You should be mindful that these deals generally do not protect you from expenditure such as Chigwell conveyancing search fees.
Can conveyancing in Chigwell to be done inside 28 days?
In the event that you are under time constraints for your conveyancing we would recommend that your lawyer is familiar with the location as they will benefit local connections and knowledge. It is possible that they could have transacted otherproperties in the same neighbourhood. Therefore consider using a Chigwell conveyancing solicitor. Second, be sure that the lawyer is on the member panel. It is believed that 18% of Chigwell conveyancing transactions are frustrated or jeopardised after discovering a buyer’s lawyer was not on their banks list of approved solicitors. In many cases this discovery resulted in the transaction being delayed by almost 21 days. It is claimed that this issue impacts approximately 100,000 home sales every year. Almost all Chigwell conveyancing firms can not act for certain banks so do check at the outset.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Chigwell. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/5/2025, the requirements read as follows :
We had appointed conveyancing lawyers based in Chigwell on the Skipton solicitor approved list. They are now charging me a separate fee for handling the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer may levy a fee for this. This charge is not dictated by Skipton but by your Chigwell solicitor. Numerous firms on the Skipton panel will charge an ‘acting for lender’ fee but some firms include it on their overall fee.
We have a mortgage agreed in principle with Nottingham. Chigwell conveyancing solicitors are selected. How long does it take for Nottingham to issue the offer to the property lawyer?
There is no definitive answer here. Have Nottingham completed the valuation? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have a mortgage with Aldermore for my property in Chigwell. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Aldermore?
Aldermore must be informed of your intention prior to letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. It may be that Aldermore will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. You need not do this via a Aldermore conveyancing panel solicitor.
I used Wolstenholmes several years ago for my conveyancing in Chigwell. Now, I need the files but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chigwell of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Chigwell with a loan from TSB. The builders would not budge the amount so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my conveyancer about the side-deal as it could put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.