Find a Lender-Approved Local Conveyancer in Cardigan

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Cardigan’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Cardigan.

Reasons to use our Cardigan conveyancing solicitors

  • 1 The hallmark of our conveyancing solicitors in Cardigan is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the high standards of professionalism you will expect.
  • 2 Cardigan lawyer are the key to a successful Cardigan home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 3 Notwithstanding what alternative lawyers advise it could be necessary to visit your lawyer to execute contracts. There are enough parties engaged in a homemove without needing to add the postman into the mix.
  • 4 Cardigan conveyancers are likely to acquainted with the local Land Registry Office, Local Authority and property agents
  • 5 You can rest easier when select the very best, most recommended conveyancing solicitors. Cardigan has a number to choose from, but for a truly dependable and reliable service many local people have been use the recommendation of this site.

Examples of recent conveyancing in Cardigan since March 2021*

Recently asked questions about conveyancing in Cardigan

I have given 8 weeks notice to my existing landlord and have to leave my let out apartment in Cardigan by the end of next month. Conveyancing on my purchase is progressing. How realistic is it to complete in 5 weeks as I wish to avoid having to move into short term accommodation?

It is unwise to provide notice for your tenancy until exchange of contracts has taken place. If you have not already done so, contact to your solicitor and request that they cajole the owners lawyers, try to an acceptable time-line that all parties will work towards

Do lawyers ask for money on account for conveyancing in Cardigan?

If you are buying a property in Cardigan your solicitor will request that you put them with monies to cover the the cost of the conveyancing searches. Generally this is needed to cover the fees of the Local Authority Search. If any down payment is as part of the total price then this will be needed shortly ahead of contracts are exchanged. The final balance that is due should be transferred a few days ahead of the day of completion.

Is there a list of Kent Reliance panel conveyancers in Cardigan on the Council of Mortgage Lender’s Website?

No. There is no such directory service on the CML or Building Society Association sites. Very few lending institutions make their panel listings visible on the web. Where you are looking for a Cardigan solicitor on the Kent Reliance please use our facility.

My partner and I are at the point of viewing flats in Cardigan and I am about to put in an offer. Is it wise to have a lawyer on ‘stand by’? I intend to finance via a home loan with Coventry BS.

You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are taking out a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.

I am selling my flat. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Santander are being difficult. The Cardigan solicitor who is on the Santander conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?

It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Me and my brother purchased a terraced Edwardian property in Cardigan. Conveyancing solicitor represented me and HSBC Bank. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cardigan and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing solicitor who conducted the work.

I am using a search engine for the term conveyancing in Cardigan it brings up many conveyancersin the vicinity. How do I determine which is the right solicitor for my move?

The preferential way of seeking a suitable conveyancer is via trusted testimonial, so seek the opinion of friends and family who have acquired a property in Cardigan or a respected estate agent or mortgage broker. Charges for conveyancing in Cardigan vary, so it's sensible to obtain at least three quotes from different law firms. Be sure to secure confirmation what costs in the quote includes.

Having had my offer accepted I require leasehold conveyancing in Cardigan. Before I set the wheels in motion I would like to find out the number of years remaining on the lease.

If the lease is recorded at the land registry - and almost all are in Cardigan - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the registered owner of a garden flat in Cardigan, conveyancing having been completed in 1998. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Cardigan with an extended lease are worth £211,000. The average or mid-range amount of ground rent is £45 per annum. The lease finishes on 21st October 2088

You have 67 years left to run the likely cost is going to range between £10,500 and £12,000 plus costs.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.

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Sample of conveyancing solicitors in Cardigan regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cardigan but also conveyancing throughout England and Wales.

  • Morgan & Richardson Cyf Limited, 7 St. Mary Street, Cardigan, Dyfed, SA43 1HB
  • Welch & Co (solicitors) Ltd, 40 St. Mary Street, Cardigan, Ceredigion, SA43 1ET
  • George Davies And Evans Limited, Castle Chambers, Grosvenor Hill, Cardigan, Ceredigion, SA43 1HX
  • Taylor Lewis Solicitors, Bingham House, Pendre, Cardigan, Dyfed, SA43 1JU

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Cardigan includes some of the following tasks:

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the property
  • Representing bank (where appropriate)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving draft Transfer
  • Negotiating adjustments to the draft Transfer
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing funds to relevant parties
  • Preparing and submitting to HMRC the correct SDLT forms and payment
  • Registering the buyer and the home loan (if relevant) at the HMLR.

Cardigan commercial property solicitors draw on a full range of commercial expertise offering advice on numerous aspects of commercial property law

    Offices, shops, public houses, off licenses, factories, nursing homes and warehouses Creating and negotiating new leases Formation of commercial management companies Comprehensive advice on planning issues Drafting and approving option agreements Commercial development (from overage and options through to site acquisitions and construction)

Neighboring Locations

Aberporth
Cardigan
Crymych
Hermon
Boncath
Llanfyrnach

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.