Find a Lender-Approved Local Conveyancer in Cardigan

Ready to buy a new home? Find a law firm approved by your lender.

Our lawyers are committed to delivering the best property conveyancing to Cardigan vendors and purchasers

5 reasons to let us help you select a local conveyancing solicitor in Cardigan

  • 1 Cardigan lawyers have a significant advantage when it comes to Cardigan conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that will impact your home move
  • 2 Retaining the services of a high street Solicitor on the whole means that you will receive a more personal touch. Online forums bear testimony to the idea that in selecting a an online conveyancing factory, your conveyancing is handled by a team of people who check what is happening on the file by reading from their computer screens.
  • 3 You can gain comfort when you choose the very best, most recommended conveyancing solicitors. Cardigan has a number to pick from, but for a truly professional and reliable service many local people have been use the recommendation of this site.
  • 4 The accumulation of transactions means that Cardigan property lawyer have developed valuable connections with Cardigan local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of undertaking your home move in Cardigan.
  • 5 Firms that specialise in conveyancing in Cardigan regularly deal withlocal concerns specific to Cardigan and therefore you may benefit from better guidance and faster conveyancing.

Examples of recent conveyancing in Cardigan since January 2024*

Recently asked questions about conveyancing in Cardigan

Can the conveyancing solicitors revealed through your search app conduct right to buy conveyancing in Cardigan?

We work with a number of conveyancing specialists carrying out right to buy transactions Please contact the solicitors listed in order to secure a costs illustration.

We previously chose conveyancers based in Cardigan on the Kent Reliance solicitor approved list. They have just billed me a separate sum for dealing with the Kent Reliance mortgage. Is this an additional conveyancing fee set by Kent Reliance?

As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your solicitor can levy a fee for this. This fee is not set by Kent Reliance but by your Cardigan property lawyer. Numerous firms on the Kent Reliance panel will quote ’dealing with mortgage’ fee and others do not.

I'm spending time viewing flats in Cardigan and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Principality.

You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are obtaining a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.

The formalities of my remortgage has taken place for my property in Cardigan. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

What will a local search tell me regarding the house my wife and I buying in Cardigan?

Cardigan conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Cardigan conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

Are there restrictive covenants that are commonly identified as part of conveyancing in Cardigan?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Cardigan. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying my first flat in Cardigan with a mortgage from Aldermore. The builders would not budge the price so I negotiated £7000 of fixtures and fittings instead. The property agent told me not to tell my conveyancer about this extras as it will impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Expecting to exchange soon on a leasehold property in Cardigan. Conveyancing solicitors inform me that they are sending me a report on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Cardigan should include some of the following:

    The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Information concerning the obligations as set out in the lease to to contribute towards maintenance costs - with regard to both the building, and the more general rights a lessee enjoys It needs to be made clear to you if the lease allows you to change or upgrade anything in the property- you should be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether consent is mandated necessary Details of the parties to the lease, for instance these could be the leaseholder, superior lessor, freeholder
For a comprehensive list of information to be included in your report on your leasehold property in Cardigan please ask your conveyancer in ahead of your conveyancing in Cardigan.

I bought a studio flat in Cardigan, conveyancing formalities finalised July 1997. Can you work out an approximate cost of a lease extension? Similar flats in Cardigan with a long lease are worth £216,000. The ground rent is £50 invoiced annually. The lease ceases on 21st October 2094

With 70 years unexpired the likely cost is going to range between £9,500 and £11,000 as well as professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first getting professional advice.

Last updated

Sample of conveyancing solicitors in Cardigan regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cardigan but also conveyancing throughout England and Wales.

  • Morgan & Richardson Cyf Limited, 7 St. Mary Street, Cardigan, Dyfed, SA43 1HB
  • Welch & Co (solicitors) Ltd, 40 St. Mary Street, Cardigan, Ceredigion, SA43 1ET
  • George Davies And Evans Limited, Castle Chambers, Grosvenor Hill, Cardigan, Ceredigion, SA43 1HX
  • Taylor Lewis Solicitors, Bingham House, Pendre, Cardigan, Dyfed, SA43 1JU

Residential Landlord and Tenant Conveyancing solicitors in Cardigan

The firms listed below are a non-comprehensive list of solicitors in Cardigan specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on service charge disputes and the right to manage

  • Welch & Co (solicitors) Ltd, 40 St. Mary Street, Cardigan, Ceredigion, SA43 1ET
  • George Davies And Evans Limited, Castle Chambers, Grosvenor Hill, Cardigan, Ceredigion, SA43 1HX

Commercial Conveyancing solicitors in Cardigan regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Cardigan specialising in commercial conveyancing in Cardigan. This may include advice on granting a lease to a commercial tenant
  • Welch & Co (solicitors) Ltd, 40 St. Mary Street, Cardigan, Ceredigion, SA43 1ET
  • George Davies And Evans Limited, Castle Chambers, Grosvenor Hill, Cardigan, Ceredigion, SA43 1HX
  • Taylor Lewis Solicitors, Bingham House, Pendre, Cardigan, Dyfed, SA43 1JU

Neighboring Locations

Aberporth
Cardigan
Crymych
Hermon
Boncath
Llanfyrnach

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.