We were just about to exchange contracts for a semi detached house in Audlem. We have hit a stumbling block. The loan offer with Virgin Money expires on 29/4/2024 but the vendors are insisting on a completion date of 1/5/2024. Can one extend the mortgage expiry date?
The best person to deal with your question is your conveyancer who will hopefully assess if they better off negotiating with the mortgage company, seller’s conveyancers, selling agents or indeed all parties based on the history of your transaction as of today.
At what point will exchange of contracts take place for residential conveyancing in Audlem and do I need to be at the conveyancers branch?
If you are in close proximity to one of the conveyancing solicitors in Audlem you are welcome to attend to sign documents. However, the law practices we recommend supply a nationwide conveyancing service and give just as comprehensive and professional a job for you when communicating with you electronically. The executing of the contract is not the important part. Signing on the dotted line simply enables the firm to officially exchange when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Audlem)to be in the office available at the end of the phone to exchange contracts.
Having spent time reading online forums for a conveyancing solicitor in Audlem, many comment that I must instruct a CQS kitemarked lawyer. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in buying or selling property, trusted by some of the UK's major banks. Four years ago the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. The scheme does not cover licenced conveyancers. Audlem is one of the many areas in England and Wales where there are CQS lawyers.
I am assisting my mother sell her flat in Audlem. Will the conveyancer order an energy assessment or do I organise this?
Following the abolition of Home Packs, EPC’s became a required element of selling a property. An energy assessment needs to be commissioned before the property is advertised. This is not as aspect of the sale process that solicitors normally arrange. Where you are instructing a Audlem conveyancing lawyer they might help arrange energy performance certificates given their contacts with reputable local energy assessors
I am planning to move house in April. Will my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you suggest a removal company in Audlem. Conveyancing firm was found before I stumbled across your site.
On the day of completion you can pick up the house keys from the property agent but this can only happen once the vendors lawyers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you can advise the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can assist you in locating a conveyancing in Audlem or a legal practice that specialises in conveyancing in Audlem.
My wife and I have organised a further advance on our home loan from Aldermore as we wish to carry out a loft conversion to our property in Audlem. Are we obliged to select a bricks and mortar Audlem solicitor on the Aldermore conveyancing panel to handle the paperwork?
Aldermore don't usually appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
The deeds to our property are lost. The solicitors who dealt with the conveyancing in Audlem 4 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title official documentation to prove you own the land or property, as the Land Registry have everything they need in a digital format.
I've found a house that seems to tick a lot of boxes, at a reasonable price which is making it more attractive. I have subsequently discovered that it's a leasehold rather than freehold. I would have thought that there are issues buying a leasehold house in Audlem. Conveyancing advisers have are about to be instructed. Will they explain the issues?
The majority of houses in Audlem are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area can assist with the conveyancing process. it is apparent that you are buying in Audlem so you should seriously consider looking for a Audlem conveyancing solicitor and check that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a leaseholder you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’sconsent to carry out changes to the property. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the property is part of an estate. Your conveyancer should report to you on the legal implications.