We were just about to sign contracts for a freehold house in Audlem. We have hit a stumbling block. Our mortgage offer with TSB runs out on 3/9/2026 but the vendors are insisting on a completion date of 7/9/2026. Can one prolong the loan offer?
The person best placed to address this concern is your lawyer who should assess if he or she is better off negotiating with the bank, owner’s solicitors, estate agents or indeed all parties taking into account the circumstances your transaction as of today.
I am considering mortgaging my property in Audlem, does my lawyer need to be on the Bank of Ireland Solicitor panel?
There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I am helping my step-mother sell her house in Audlem. Does the solicitor arrange the energy performance certificate or it is for the seller to see to?
After the demise of HIPs, energy assessments remained a required part of moving house. An energy performance certificate must be to hand in advance of the property being advertised. This is not as aspect of the sale process that conveyancers normally organise. Where you are using a Audlem conveyancing practitioner they might be able to arrange energy assessments given their contacts with reputable Audlem assessors
Can you point me to a directory of Clydesdale panel conveyancers in Audlem on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings open the public on the web. If you are seeking to appoint a Audlem property lawyer on the Clydesdale please make the most of our facility.
My sealed bid on a semi in Audlem has been agreed to, but there is a chain. The vendors have put an offer on a flat, however it’s not yet agreed to, and have viewings of other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Audlem. What do I do now? When should I get the mortgage application with Principality started?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then survey, Audlem conveyancing search fees, etc). The first course of action is to check that your lawyer is on the Principality approved list. As to the subsequent steps this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. In a buoyant market some purchasers will apply for a home loan with Principality and pay for the valuation and only if it comes back ok would they request their lawyer to proceed with searches.
I used Wolstenholmes several years ago for my conveyancing in Audlem. Now, I need my documents however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Audlem of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Audlem differ for new build properties?
Most buyers of new build property in Audlem come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is finished. This is because developers in Audlem tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Audlem or who has acted in the same development.
I have been advised by two or three local property agents in Audlem to choose a property lawyer on your site. What’s the financial inducement for Estate Agents to offer your lawyers rather than another?
We refuse to offer any referral fee for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.