My wife and I have recently appointed a conveyancing solicitor in Ashbourne. I need to find out if they are on the Aldermore conveyancing panel. Can you advise?
The first thing you should do is contact your conveyancer and enquire if they can act for the bank. Alternatively you can get in touch with Aldermore who may be able to help.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Ashbourne?
Two types of professional can do conveyancing in Ashbourne namely licenced conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the sale or purchase of property. They are both required to conduct Ashbourne conveyancing to the same quality and guidelines so you may be sure that your conveyancing will be professionally administered and that all necessary procedures will be correctly taken.
I am buying a 4 bedroom semi-detached house in Ashbourne. The intention is to an extension at the rear at the house.Will the conveyancing process involve checks to ascertain if these works are allowed?
Your solicitor will check the registered title as conveyancing in Ashbourne will occasionally identify restrictions in the title documents which restrict categories of alterations or need the consent of a 3rd party. Many works need local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
I am buying a property in Ashbourne. One unusual aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Coventry BS your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to Coventry BS where a lease fails to satisfy these provisions. The provisions relate to the installation of panels on properties nationwide and is not isolated to Ashbourne.
I have been pointed in your direction by numerous selling agents in Ashbourne to choose a solicitor on your site. Is there a financial inducement for Estate Agents to recommend your services over and above another?
We don’t give any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I need to retain a conveyancing solicitor for freehold conveyancing in Ashbourne. I have chance upon a web site which appears to be the ideal offering If there is a chance to get all formalities done via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am employed by a reputable estate agent office in Ashbourne where we have experienced a number of flat sales jeopardised due to short leases. I have received contradictory information from local Ashbourne conveyancing solicitors. Please can you shed some light as to whether the seller of a flat can start the lease extension formalities for the buyer?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Leasehold Conveyancing in Ashbourne - A selection of Questions you should ask Prior to Purchasing
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It would be sensible to find out if the the lease contains any unreasonable restrictions in the lease. For example it is fairly common in Ashbourne leases that pets are not permitted in certain buildings in Ashbourne. If you love the propertyin Ashbourne but your cat is not allowed to move with you then you have a very difficult determination. You should want to discover as much as you can concerning the company managing the block as they will affect your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to every day issues like the tidiness of the common parts. Enquire of other tenants if they are happy with them. Finally, find out the dates that the service fees are due to the managing agents and specifically what you get for your money. What restrictions are there in the Ashbourne Lease?
We are in the process of acquiring a flat in Ashbourne. Conveyancing is not complete but we would like keep the amount we are are buying for confidential from sites such as Zoopla. How do I make sure this is not disclosed?
HMLR as a matter of law bound to disclose price paid data on a register of the title for domestic properties nationwide including premises in Ashbourne. The register of ownership is an open document, so the Land Registry would be breaking the law if they failed to grant access to the register.
In essence you can make a request of HMLR to hide the amount paid entry yet the answer will be in the negative.