I have given 8 weeks notice to my existing landlord and have to be out of my let out apartment in Ashbourne by the end of next month. Conveyancing for my house purchase is underway. Is it possible to complete in 4 weeks as don't want to have to find short term accommodation?
It is unwise to give notice for your lease until exchange of contracts has taken place. If you have not already done so, update to your conveyancer and request that they seek the assistance the other lawyers, try to an agreed time frame that all parties will aim towards
The Ashbourne conveyancing lawyers that I recently instructed on my purchase in Ashbourne have suddenly shut down. I only went with them because I needed a lawyer on the Co-operative conveyancing panel and my previous Ashbourne lawyer was not. I issued them a cheque for £250 in advance. What are my options?
Assuming that you have an Estate Agent in the equation then inform them immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Co-operative conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.
We are planning to move house in August. Does my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you suggest a removal company in Ashbourne. Conveyancing solicitor was chosen before I stumbled across your website.
On the afternoon of completion you can collect the keys from the estate agent but this can only take place after the previous owners conveyancers inform the agent that the monies to complete are in and the keys can be collected. Subsequently you should tell the removal company that they can start moving you in. We do not suggest a particular removal company but can help you choose a conveyancing in Ashbourne or a firm that specialises in conveyancing in Ashbourne.
We are purchasing a terrace house in Ashbourne. We would like to convert the garage to a playroom at the property.Will the conveyancing process involve enquiries to see if these works are allowed?
Your conveyancer should review the deeds as conveyancing in Ashbourne will on occasion reveal restrictions in the title deeds which prevent certain changes or need the consent of a 3rd party. Many works call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
I am the single beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in Ashbourne. The Ashbourne property was put into my name in May. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the house in May. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view lenders take of it, depend on the mortgage company as this obligation primarily exists to identify the purchase and immediately sell or the flipping of property.
My partner and I are intent on selling our home in Ashbourne and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Ashbourne conveyancer would know that there is no such problem. It does beg the question why the purchasers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Ashbourne. Having lived in Ashbourne for 5 years we know of no issue. Do we contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing lawyer already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Ashbourne I like with amenity areas and railway links nearby, the downside is that it's only got 49 years on the lease. There is not much else in Ashbourne in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan the shortness of the lease will be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
What are your top tips when it comes to appointing a Ashbourne conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a solicitor for your lease extension (regardless if they are a Ashbourne conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Ashbourne conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:
Can they put you in touch with clients in Ashbourne who can give a testimonial?
Leasehold Conveyancing in Ashbourne - A selection of Questions you should consider Prior to Purchasing
Can you inform me if there are any major works on the horizon that will likely add a premium to the maintenance charges? What is the length of the lease? In the main the cost for major works tend not to be incorporated into the maintenance charges, albeit that some managing agents in Ashbourne obliged leasehold owners to contribute towards a reserve fund and this is used to offset against larger works.