Completed the sale of my flat in Malpas last April yet the purchaser is SMS messaging every few hours to moan that her conveyancer is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your house sale your solicitor is duty bound to send the transfer documentation and all of the paperwork to the purchaser's solicitors. If applicable, your lawyer must also evidence that the home loan has been repaid to the buyers solicitors. There is unlikely to be post completion formalities specific conveyancing in Malpas.
We wanted to use a property lawyer in Malpas for our house purchase. Our financial adviser informed us that our bank Clydesdale won't deal with them. Why is this not regarded as unduly restrictive?
A bank can insist on an approved conveyancer act for it. Borrowers are liable to bear the charges for this. Please make use of our search facility to choose a solicitor to conduct conveyancing in Malpas on the Clydesdale member panel.
I require quick conveyancing in Malpas as I am faced with pressure to complete inside 4 weeks. Thankfully I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you are at free not to do searches although no law firm would suggest that you don't. With lots of history conveyancing in Malpas the following are instances of issues that can show up and adversely affect market value: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...
I am purchasing my first flat in Malpas with the aid of help to buy. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not inform my conveyancer about this extras as it will adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £245,000 and identified one close by in Malpas I like with open areas and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Malpas suitable, so just wondered if I would be making a mistake buying a short lease?
Should you require a home loan the shortness of the lease may be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
We are in the process of purchasing a house in Malpas. Conveyancing is not complete but we would like keep our purchase price private from sites such as Nestoria. How can this be done?
The Land Registry as a matter of law bound to note price sold information on the official title for domestic properties countrywide which includes premises in Malpas. The register of ownership is an open document, so the Land Registry would be breaching their statutory obligations if they failed to allow access to the register.
You can ask HMLR to hide the amount paid data however the answer would be a No.