The Ellesmere conveyancing firm handling our Ellesmere conveyancing has identified a discrepancy between the assumptions in the valuation report and what is revealed within the legal papers for the property. My lawyer has advised that he must check that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance appropriate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Can your site be used to recommend a Conveyancing solicitor in Ellesmere even if I’m not buying or selling a house, for example where I wish to acquire a shop in Ellesmere with a loan from TSB?
Our comparison service is mainly there to get a quote from domestic conveyancing solicitors in Ellesmere but we have recorded at the end of this page a few Ellesmere commercial conveyancing firms. You will need to make contact with the firm directly to establish if they can also act for TSB
We wanted to use a conveyancing solicitor in Ellesmere for our house move. Our financial adviser informed us that our mortgage lenders Norwich and Peterborough Building Society won't deal with them. Surely this is unfair competition?
Banks on the whole restrict either the type or the amount of conveyancing solicitors on their panel. A common example of such restriction(s) being that a firm must not be a sole practitioner. As well as restricting the type of firm, a few banks have reduced the number of solicitor practices they allow to represent them. You should note that Norwich and Peterborough Building Society have no responsibility for the quality of advice provided by any member of Norwich and Peterborough Building Society Conveyancer Panel. Mortgage fraud was a key driver in the reduction of solicitor panels since 2008 even though there remains differing views concerning the level of solicitor engagement in some of that fraud. Figures from the Land Registry indicate that plenty of law firms, including some in or near Ellesmere only execute one or two conveyances per annum.
The deeds to my property can not be found. The solicitors who did the conveyancing in Ellesmere 10 years ago no longer exist. What do I do?
You no longer need to hold title deeds to prove you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.
What tools are available to identify a Ellesmere law firm on the Aldermore conveyancing panel? I have wheels and am happy to travel upto 25kilometers to meet the lawyer.
Feel free to make use of the tool on this page. Please choose the mortgage company and your location and you will see a number of Ellesmere conveyancing lawyers located nearest you. We have detailed some Ellesmere conveyancing firms at the bottom of this page and you can telephone them to verify if they are on the Aldermore approved list
My husband and I are FTB’s - agreed a price, but the estate agent told us that the seller will only issue a contract if we use their recommended conveyancers as they want an ‘expedited deal’. We would rather use a local conveyancer who is accustomed to conveyancing in Ellesmere
We suspect that the owner is not behind this request. If they desire ‘a quick sale', turning down a motivated purchaser is counter productive. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you will continue to use your own,trusted Ellesmere conveyancing solicitors - rather thanthose that will earn their estate agent a kickback or hit his conveyancing figures set by head office.