Why would one appoint a Box conveyancing solicitors firm when online conveyancers are easier on the wallet?
To take your time to find scrutinise conveyancing costs in Box and you should seek a competitive estimate but don’t be focused with scouring the internet for the lowest priced Box conveyancer. Finding the right conveyancer can be the distinction between a seamless and a stressful home move. You need to ensure that you have expert guidance from a specialist lawyer. Emails can't take the place of a telephone discussion and are no substitute for a one to one consultation. The firms that we work with will allocate you a qualified and experienced conveyancing solicitor who can deal with your conveyancing from beginning to end, giving the sort of personalised service that you will never get with an online conveyancer. He or She will update you as to headway and keep you informed. If you ever need to contact the office you will know who to ask for and we'll ensure you are in the know.
When will exchange of contracts take place for domestic conveyancing in Box and am I required to be at the lawyers office?
Where you are in close proximity to one of the conveyancing solicitors in Box you are welcome to come in to sign documents. However, the firms we work with supply countrywide coverage for conveyancing and provide as equally detailed and professional a job for you when communicating with you digitally. The executing of the contract is not the critical part. Signing on the dotted line simply enables the solicitor to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Box)to be in the office at the appropriate time.
My aunt passed away six months ago and as sole heir and executor I was left the house in Box. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you intend to refinance then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
This question may be naive but I am new to the house moving as a first time purchaser of a ground floor flat in Box. Do I pick up the keys to the premises on completion from my solicitor? If so, I will appoint a local conveyancing solicitor in Box?
On the day of completion you will not be required to attend the conveyancers office in Box. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's lawyers, and shortly after the monies have arrived, you should be called to collect the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
I am planning to move home in May. Should my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you recommend a removal company in Box. Conveyancing solicitor was organised before I stumbled across this site.
On the afternoon of completion you will need to pick up the house keys from the property agent however this can only occur after the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be released. You should advise the removal company that you are ready to move in. We do not recommend a specific removal company but can assist you in locating a residential property solicitor in Box or a firm that specialises in conveyancing in Box.
When it comes to lenders such as Virgin Money, do Box solicitors have to pay a fee to be on the list of approved solicitors?
We are unaware of any lender fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
My wife and I have a terraced Georgian house in Box. Conveyancing solicitor acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Box and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
I am looking for a leasehold apartment up to £195,000 and found one round the corner in Box I like with a park and station in the vicinity, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Box for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.