We are purchasing a property and need a conveyancing solicitor in Chippenham who is on the Coventry BS approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Chippenham.
I have been told that property searches are the number one cause of delay in Chippenham conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to feature in any slowing down conveyancing in Chippenham.
It has been three months since my purchase conveyancing in Chippenham completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Chippenham differ for new build properties?
Most buyers of new build premises in Chippenham come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Chippenham usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chippenham or who has acted in the same development.
I decided to have a survey done on a property in Chippenham ahead of retaining solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies tend refuse to grant a mortgage on such a house.
It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chippenham. Conveyancing will be smoother if you use a solicitor in Chippenham especially if they are accustomed to such properties in Chippenham.
I am using a search engine for the words on line conveyancing in Chippenham it shows results of many solicitorsin the area. How do I determine which is the right solicitor for my move?
The ideal method of finding the right conveyancer is through a personal recommendation, so enquire of colleagues and those you trust who have purchased a property in Chippenham or a local estate agent or mortgage broker. Fees for conveyancing in Chippenham differ, so it's sensible to obtain a minimum of three estimates from varying types of property lawyers. Be sure to seek confirmation that the costs are guaranteed not to escalate.