Zephyr Mortgages Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Zephyr Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Zephyr Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently an engineering contractor, 12 months into a 2 contract. the chances of me being moved onto an employed basis are slim. So I suppose my query is, will Zephyr Mortgages even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
For some years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Zephyr Mortgages in his name using our joint deposit and for me to be added at a later date?
I am Oil & Gas contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Zephyr Mortgages. Should I contact Zephyr Mortgages directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and Zephyr Mortgages.
As contractor looking for a mortgage with Zephyr Mortgages will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
How can I make myself more attractive to a lender such as Zephyr Mortgages when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
The above information covers to properties in England and Wales.
Find out how to order your redemption statement request from Zephyr Mortgages