RBS - Virgin One Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS - Virgin One offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS - Virgin One and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and RBS - Virgin One? I am a contractor but my husband has a permanent job. Will RBS - Virgin One take my salary were we to make a joint application?

As contractor looking for a mortgage with RBS - Virgin One will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

Myself and my husband are currently about to apply for a mortgage with RBS - Virgin One. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy income. Is it going to be a case of just getting a non-contractor mortgage with RBS - Virgin One in my husband’s name alone?

How can I make myself more attractive to a lender such as RBS - Virgin One when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I'm an IT contractor, based on my accounts, my average net profit and director's salary is £55,731. I am looking to purchase a house in loc. What are the chances of borrowing 165k by way of a contractor mortgage with Englefield Green

The above information covers to properties in England and Wales.

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