RBS - Virgin One Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS - Virgin One offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS - Virgin One and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and RBS - Virgin One? I am a contractor but my husband has a permanent job. Will RBS - Virgin One take my salary if we make a joint application?

I am a finacial contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally with RBS - Virgin One. Am I best advised to contact RBS - Virgin One directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and RBS - Virgin One.

What criteria does a mortgage lender (for example RBS - Virgin One) use to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new lender. All documents done and sent. Received communication from the lender to say they can't move forward with process unless my current manager issues a letter confirming that my contract will definitely get extended and when new end date will be. Any thoughts?

How can I make myself more attractive to a lender such as RBS - Virgin One when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

The content set out above covers to properties in England and Wales.

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