Topaz Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Topaz Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Topaz Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently on a grad scheme, One year into a three year contract. However, I'm unlikely to be moved onto a permanent contract until around December time. So I suppose my query is, will Topaz Finance even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I have been dealing with a broker concerning my remortgage because I am on a fixed term contract of four years (on a grad scheme). My contract begin date last year. I am seeking a three year fixed rate mortgage. Property value £200,000, I want to borrow 132K. I bought the property four years ago for 138K and I currently owe 165k to Topaz Finance

What is the situation with contractor mortgages and Topaz Finance? I am a contractor but my partner has a permanent job. Will Topaz Finance take my salary if we make an application in both our names?

I am a media contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally with Topaz Finance. Should I contact Topaz Finance directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Topaz Finance.

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new mortgage company. All documents done and sent. Received a call from the lender to say they can't move forward with process unless my current manager writes me a letter saying my contract will definitely get extended and when new end date will be. Any advice?

The above information is in relation to properties in England and Wales.

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