Together Personal Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Together Personal Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Together Personal Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with a broker concerning my remortgage because I am on a fixed term contract of 3 years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date this year. I am looking for a five year fixed rate mortgage. Property value £325k, I want to borrow £150,000. I bought the property four years ago for £157,000 and I currently owe 120K to Together Personal Finance

I am an IT contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally with Together Personal Finance. Should I contact Together Personal Finance directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Together Personal Finance.

What criteria does a mortgage lender (for example Together Personal Finance) use to class someone as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?

Going through the contractor mortgage process to move to a buy to let with a new mortgage company. All documents done and submitted. Received a call from the lender to say they can't move forward with application unless my current manager writes me a letter saying my contract will definitely be prolonged and when new end date will be. Any advice?

I don't know whether Together Personal Finance are in the business of issuing contractor mortgages but if they do how does a Together Personal Finance contractor mortgage differ from a traditional mortgage?

The content set out above is in relation to properties in England and Wales.

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