The Mortgage Lender Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether The Mortgage Lender offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about The Mortgage Lender and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and The Mortgage Lender? I am a contractor but my partner has a permanent job. Will The Mortgage Lender take my salary if we make an application in both our names?

I am a media contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably from The Mortgage Lender. Would it be wise to contact The Mortgage Lender directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and The Mortgage Lender.

Does the CML Lender's Handbook set out the requirements for The Mortgage Lender when it comes to contractor mortgages or self-employed mortgages.

How can I make myself more attractive to a lender such as The Mortgage Lender when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

As a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do The Mortgage Lender even grant mortgages to contactors ?

The above information covers to properties in England and Wales.

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