Skipton Building Society Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Skipton Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Skipton Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am seeking some mortgage advice. I am currently on a grad scheme, 12 months into a two contract. the chances of me being moved onto an employed basis are slim. My question is, will Skipton Building Society even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have retained a mortgage adviser regarding my remortgage because I have just won a fixed term contract of four years (on a grad scheme). My contract begin date last year. I am seeking a three year fixed rate mortgage. Property value £200,000, I want to borrow £150,000. I purchased the property 3 years ago for £157,000 and I currently owe 120K to Skipton Building Society
What is the situation with contractor mortgages and Skipton Building Society? I am a contractor but my husband has a permanent job. Will Skipton Building Society take my salary if we make a joint application?
I am finding the process of trying to obtain a contractor mortgage very frustrating. I can't seem to find any lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
I understand that for some banks ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Skipton Building Society
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