Secure Trust Bank Contractor Mortgages - Help and FAQs

For three years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Secure Trust Bank in his name using our joint deposit and for me to be added at a later date?

I am an engineering contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Secure Trust Bank. Am I best advised to contact Secure Trust Bank directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Secure Trust Bank.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 125k contractor mortgage with a lender such as Secure Trust Bank?

As contractor looking for a mortgage with Secure Trust Bank will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

I'm an engineering contractor, based on my accounts, my average net profit and director's salary is £45,000. I am looking to purchase a house in loc. What are the chances of borrowing 180k by way of a contractor mortgage with Meliden