Royal Bank of Scotland Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Royal Bank of Scotland offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Royal Bank of Scotland and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is the situation with contractor mortgages and Royal Bank of Scotland? I am a contractor but my OH has a permanent job. Will Royal Bank of Scotland take my salary were we to make an application in both our names?
I am an IT contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably with Royal Bank of Scotland. Should I contact Royal Bank of Scotland directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Royal Bank of Scotland.
Myself and my fiance are currently about to apply for our first mortgage with Royal Bank of Scotland. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed as an accountant, and so does have a good salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?
I understand that for some mortgage companies ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Royal Bank of Scotland
I have no idea whether Royal Bank of Scotland grant contractor mortgages but in the event that they do how does a Royal Bank of Scotland contractor mortgage differ from a standard mortgage?
The above information covers to properties in England and Wales.
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