Royal Bank of Scotland -Natwest One Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Royal Bank of Scotland -Natwest One offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Royal Bank of Scotland -Natwest One and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am a freelance contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company clarifying that I will be transferred onto a permanent contract prior to the end of my set term? Would this help in applying for a mortgage with lend

I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Royal Bank of Scotland -Natwest One. Am I best advised to contact Royal Bank of Scotland -Natwest One directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Royal Bank of Scotland -Natwest One.

Myself and my fiance are currently about to apply for our first mortgage with Royal Bank of Scotland -Natwest One. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed by the NHS as a doctor, and so does have a good salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?

I am finding the process of trying to obtain a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

Is it correct that that as contractor I would require a huge deposit up to as much as 50 per cent to qualify for a mortgage with Royal Bank of Scotland -Natwest One.

The content set out above is in relation to properties in England and Wales.

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