RBS - Direct Line Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS - Direct Line offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS - Direct Line and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and RBS - Direct Line? I am a contractor but my hubby has a permanent job. Will RBS - Direct Line take my salary if we make an application in both our names?

I am an IT contractor looking to buy a home in London. My next step is to secure a mortgage ideally from RBS - Direct Line. Am I best advised to contact RBS - Direct Line directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and RBS - Direct Line.

As contractor looking for a mortgage with RBS - Direct Line will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new bank. All paperwork completed and submitted. Received a call from the lender to say they can't move forward with process unless my current manager writes me a letter confirming that my contract will definitely be prolonged and when new end date will be. Any thoughts?

Even though I am a contractor (in the Oil & Gas industry) is it necessary for me to supply at least six months of both business and personal bank statements as part of the due diligence process for RBS - Direct Line.I am not convinced that my broker is correct.

The content set out above covers to properties in England and Wales.

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