Bank of Scotland Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bank of Scotland offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bank of Scotland and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Bank of Scotland? I am a contractor but my hubby has a permanent job. Will Bank of Scotland take my salary were we to make a joint application?

I am Oil & Gas contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Bank of Scotland. Should I contact Bank of Scotland directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and Bank of Scotland.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 85k contractor mortgage with a lender such as Bank of Scotland?

As contractor looking for a mortgage with Bank of Scotland will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

The content set out above is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Bank of Scotland

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy