NRAM Ltd Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether NRAM Ltd offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about NRAM Ltd and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is current approach to contractor mortgages and NRAM Ltd? I am a contractor but my hubby has a permanent job. Will NRAM Ltd take my salary if we make an application in both our names?
Do any sections of the CML Lender's Handbook set out the requirements for NRAM Ltd when it comes to contractor mortgages or self-employed mortgages.
I am finding the process of trying to obtain a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
As a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do NRAM Ltd even grant mortgages to contactors ?
I don't know if NRAM Ltd grant contractor mortgages but in the event that they do how does a NRAM Ltd contractor mortgage differ from a standard mortgage?
The content set out above is in relation to properties in England and Wales.
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