National Counties Building Society Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether National Counties Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about National Counties Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently on a grad scheme, One year into a 2 contract. the chances of me being moved onto an employed basis are slim. My query is, will National Counties Building Society even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I have been dealing with a broker regarding my remortgage because I am on a fixed term contract of two years (on a grad scheme). My contract begin date earlier this year. I am seeking a five year fixed rate deal. Property worth £200,000, I want to borrow £150,000. I bought the property 3 years ago for 138K and I currently owe 115k to National Counties Building Society

For some years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with National Counties Building Society in his name using our joint deposit and for me to be added at a later date?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

How can I make myself more attractive to a lender such as National Counties Building Society when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

The above information covers to properties in England and Wales.

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