Mortgage Agency Services Contractor Mortgages - Help and FAQs

I have been dealing with a mortgage adviser concerning my remortgage because I have just won a fixed term contract of four years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract begin date last year. I am looking for a three year fixed rate mortgage. Property worth £200,000, I want to borrow £150,000. I bought the property 3 years ago for £220,500 and I currently owe 120K to Mortgage Agency Services

I am a freelance contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company clarifying that I will be moved onto a permanent contract prior to the expiry of my set term? Would this help in applying for a mortgage with lend

I am a media contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Mortgage Agency Services. Would it be wise to contact Mortgage Agency Services directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Mortgage Agency Services.

My wife and I are soon to submit for our first mortgage application with Mortgage Agency Services. Later this year I start working as a contractor. My wife is time employed as a surgeon and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Mortgage Agency Services in my wife’s sole name?

I am finding the process of trying to obtain a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.