Landbay Partners Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Landbay Partners offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Landbay Partners and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

For some years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Landbay Partners in his name using our joint deposit and for me to be added at a later date?

What is current approach to contractor mortgages and Landbay Partners? I am a contractor but my husband has a permanent job. Will Landbay Partners take my salary if we make a joint application?

What criteria does a mortgage lender (for example Landbay Partners) use to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?

How can I make myself more attractive to a lender such as Landbay Partners when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I understand that for some mortgage companies ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Landbay Partners

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