JPMorgan Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether JPMorgan offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about JPMorgan and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with an IFA concerning my remortgage because I have just won a fixed term contract of two years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract begin date this year. I am looking for a 5 year fixed rate deal. Property value £325k, I want to borrow £150,000. I purchased the property three years ago for £220,500 and I currently owe 165k to JPMorgan

What is the situation with contractor mortgages and JPMorgan? I am a contractor but my partner has a permanent job. Will JPMorgan take my salary if we make an application in both our names?

I am Oil & Gas contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from JPMorgan. Am I best advised to contact JPMorgan directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and JPMorgan.

Myself and my husband are currently about to apply for a mortgage with JPMorgan. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy income. Is it going to be a case of just getting a non-contractor mortgage with JPMorgan in my husband’s sole name?

I am finding the process of looking for a contractor mortgage very frustrating. I can't seem to find any lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

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