Investec Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Investec offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Investec and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently on a grad scheme, One year into a two contract. However, I'm unlikely to be moved onto a permanent contract until around March time. So I suppose my question is, will Investec even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have been dealing with a mortgage adviser concerning my remortgage because I have just won a fixed term contract of 3 years (a media contractor). My contract started date this year. I am looking for a five year fixed rate deal. Property value £200,000, I want to borrow £150,000. I purchased the property four years ago for £220,500 and I currently owe 120K to Investec
What criteria does a mortgage lender (for example Investec) use to categorise a borrower as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
As a contractor (HR consultant) do I really need to supply at least six months of both business and personal bank statements as part of the vetting process for Investec.I am not convinced that my broker is correct.
The above information is in relation to properties in England and Wales.
Find out how to order your redemption statement request from Investec