Intelligent Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Intelligent Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Intelligent Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and Intelligent Finance? I am a contractor but my hubby has a permanent job. Will Intelligent Finance take my salary were we to make an application in both our names?

I am Oil & Gas contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally with Intelligent Finance. Would it be wise to contact Intelligent Finance directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Intelligent Finance.

Myself and my husband are currently about to apply for a mortgage with Intelligent Finance. Next month I commence working as a contractor. My husband is full time employed and so does have a six figure income. Is it going to be a case of just getting a non-contractor mortgage with Intelligent Finance in my husband’s name only?

If I inform Intelligent Finance that I’m contracting, will they charge me a higher rate on my home loan?

I don't know whether Intelligent Finance are in the business of issuing contractor mortgages but in the event that they do how does a Intelligent Finance contractor mortgage differ from a traditional mortgage?

The above information covers to properties in England and Wales.

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